When we garnish a percentage of benefits, a COLA will result in increases in the amount
that the garnished beneficiary and the garnisher will receive. COGS will make necessary
adjustments and send the proper notice.
If garnishment is for a specific monthly dollar amount and the Consumer Credit Protection
Act (CCPA) limits apply, COGS will make necessary adjustments and send the proper
notice.
If garnishment is for a specific dollar amount per month and the CCPA limits do not
apply, we will pay the entire amount of the COLA to the garnished beneficiary. In
that case, notice to the garnisher is not necessary.