Disability means inability to engage in any SGA by reason of any medically determinable
            physical and/or mental impairment which can be expected to result in death, or has
            lasted or can be expected to last for a continuous period of not less than 12 months.
         
         To meet the definition of disability, an individual must have a physical or mental
            impairment or impairments of such severity that the individual is not only unable
            to do their previous work but cannot, considering their age, education, and work experience,
            engage in any other kind of substantial gainful work which exists in the national
            economy.