An individual qualifies for a freeze if all of the following requirements are met:

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  The disabling condition meets the requirements in DI 10105.065;

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  Freeze insured status requirement is met as discussed in RS 00301.130;

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  A timely application is filed (GN 00204.010 and GN 00204.030); and

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  The period of disability lasts at least 5 full calendar months (6 full calendar months when the freeze begins before July 2, 1972), or the NH is entitled to a DIB without a waiting period per DI 10105.075.

For applications filed before 7/65 or where death occurred prior to 9/65, in addition to the above requirements, an individual must:

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  Have been under the disability at the time the application was filed; and

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  Not have been entitled in a prior month to a monthly retirement benefit reduced because he/she had not attained full retirement age (FRA).