ENC024 – ENCLOSURE REMARKS

ENT004 – MATURING ACTION – LEDGER ACCOUNT FILE (LAF) C TO LAF S FOR LESSDO FOR SUPPLEMENTAL MEDICAL INSURANCE

We told you earlier that when we started paying you benefits, we would adjust them for medical insurance premiums.

ENT007 – MATURING ACTION – SUPPLEMENTAL MEDICAL INSURANCE DEDUCTED FROM BENEFITS

You will get benefits starting (1). We told you earlier that when we started paying your benefits, we would adjust them for medical insurance premiums.

ENT009 – LUMP SUM DEATH PAYMENT (LSDP) PAID TO WIDOW(ER) – NUMBER HOLDER (NH) DIED

You are entitled to a Social Security payment of (1) because of the death of (2) (3).

ENT083 – FOR CERTAIN AWARDS, FULL RETIREMENT AGE (FRA), ENTITLEMENT CONVERSIONS

You are entitled to monthly (1) benefits beginning (2).

ENT036 – BENEFICIARY IDENTIFICATION CODE (BIC) B OR E TERMINATED DUE TO LAST CHILD IN CARE

You may be able to receive payments once more if you again taking care of a child of (1). The child must be under age 16 or disabled and qualify for child's payments. If you start to do this, you should get in touch with us again.

ENT039 – STUDENT TERMINATION PRIOR TO AGE 19

You may be able to receive payments again if you attend an elementary or secondary level school full-time during any month before age 19. If this happens, you should get in touch with us again.

ENT041 – BENEFICIARY IDENTIFICATION CODE (BIC) B2 TO B BASED ON AGE

You were entitled to spouse benefits based on having a child in your care for (1). Beginning (2), you became entitled to spouse benefits based on your age.

ENT047 – STUDENT AWARD OR STUDENT CHILDHOOD DISABILITY BENEFIT (CDB) AWARD

You qualify for child's payments as a student beginning (3).

ENT049 – STUDENT AWARD OR STUDENT REINSTATEMENT

Based on the information we have, your entitlement will continue through (1). We will send you another letter when your entitlement ends.

ENT053 – MONTHLY BENEFIT AMOUNT (MBA) EQUAL ZERO DUE TO DISABILITY MAXIMUM (DMAX) - (HISTORY REASON FOR SUSPENSION OR TERMINATION (HRFST) OF TECHNICAL ENTITLEMENT (TECENT)

We cannot pay benefits because all of the money we can pay on this record is already being paid to (1).

ENT060 – B TO D CONVERSION WHEN NUMBER HOLDER DIES

We have not determined the amount of your monthly (1) benefit payment. When we complete our review of your record, you will receive another notice explaining your entitlement to (2) benefits.

ENT061 – STUDENT TERMINATION PRIOR TO AGE 19

You also may be able to receive payments again if you become disabled before age 22 and have not married since your last entitlement, unless the marriage is void or annulled. If this happens, you should get in touch with us again.

ENT062 – NO CHANGE IN THE MONTH OF ELECTION (MOEL) DATA BASED ON THE ANNUAL REPORT DATA

We reviewed your record. When you applied, you asked us to start your benefits in (1). We found that (2) is still the month when benefits should start.

ENT070 – DISABILITY INSURANCE BENEFITS (DIB) TO RETIREMENT INSURANCE BENEFITS (RIB) AT FULL RETIREMENT AGE (FRA) WHEN PAYMENT IDENTIFICATION CODE (PIC) A CONFIRMS DATE OF BIRTH

Based on the information given to us, you were born on (1).

ENT071 – DISABILITY INSURANCE BENEFITS (DIB) TO RETIREMENT INSURANCE BENEFITS (RIB) AT FULL RETIREMENT AGE (FRA) FOR PIC A

We are changing the type of benefit you receive from Social Security. Beginning (2), you were entitled to retirement benefits. You are no longer entitled to disability benefits because you have reached full retirement age.

ERNC03 – CAPTION

Some Earnings May Not Count

ERNC04 – CAPTION

The Earnings Limit

ERNC05 – CAPTION

Based On (1) (2) Earnings

ERNC06 – REFER TO WORKSHEET HEADER NL 00730.149D

ERNH01 – REFER TO WORKSHEET HEADER NL 00730.149D

ERN009 – PROVIDES THE AMOUNT A BENEFICIARY EXPECTS TO EARN IN THE CURRENT YEAR

Our records also show that you expect to earn (1) this year.

ERN010 – EARNINGS THAT DO NOT AFFECT SOCIAL SECURITY BENEFITS.

We may not have to count all of the earnings reported for you in (1). Only the wages that you actually in a given year may affect Social Security benefits for that year. Here are some types of earnings that we don't count:

• •

  bonuses, vacation or sick pay, severance pay, or

• •

  commissions that you receive in one year, but do not earn in the same year;

• •

  retirement payments from a pension fund that may have been reported as wages.

Please contact us and let us know if you:

• •

  received some money in (2) but actually earned the money before (3); or

• •

  earned a different amount in (4); or

• •

  had a net loss from self-employment in (5).

If you were self-employed and had a net loss, we can subtract the amount of the loss from your wages for (6). If you are self-employed, we won't count any income you received after you became entitled to Social Security if that income is for work performed before you became entitled to Social Security.

ERN016 – REFER TO WORKSHEET HEADER NL 00730.149D

ERN019 – REFER TO WORKSHEET HEADER NL 00730.149D

ERN021 – EARNINGS CHANGE BUT BENEFITS ARE NOT CHANGING

We are writing to you about (1) work and earnings for (2). Our records show that (3) (4) (5).

ERN022 – FULL RETIREMENT AGE (FRA) YEAR ANNUAL EARNINGS TEST

In the year you become age (1), we only count your earnings for months before you turn age (5). If you earn less than (3) in the months before you turn age (9), you can get all of your benefits. Our records show you became age (5) in (6). We figured you earned about (7) in the months before full retirement age.

ERN025 – CALCULATIONS OF THE BENEFICIARY’S PRE-FULL RETIREMENT AGE (FRA) EARNINGS IN THE FULL RETIREMENT AGE (FRA) YEAR

Here is how we figured your earnings for the months before you became age (1). First, we had to find your average earnings for each month. Our records show you earned (2) in (3). So we divided these earnings by 12 (the number of months in a year). Then, we multiplied this number times (4), which is the number of months before you turned age (5). Based on this, we figure you earned about (6) in the months before you turned age (7).

Please let us know right away if:

• •

  you did not work all months in the year; or

• •

  your earnings were not evenly spaced throughout the year.

ERN026 – EFFECT OF THE BENEFICIARY'S PRIOR YEAR EARNINGS ON THE CURRENT FULL RETIREMENT AGE (FRA) YEAR BENEFITS

Based on your earnings of (2) last year, we expected you to earn over the earnings limit of (2) this year. Therefore, we withheld some of your benefits. However, if (3) you earned less than the earnings limit of (4), you are due full benefits for all of this year.

Please contact us if you think you are due Social Security payments for months before (5). You will have to give us an estimate of your earnings for the year. Read below to find out how to estimate earnings:

EXPC01 - CAPTION

If You Would Like an Explanation of Your Overpayment

EXP001 - HOW TO REQUEST AND EXPLANATION OF THE OVERPAYMENT

If you would like an explanation of the overpayment, call us at the number located at the bottom of this letter.