In a personal interview (face-to-face, if possible), advise the beneficiary of the amount of accrued benefits and ascertain whether they prefer to receive the accrual in a lump sum or in installments. Ascertain whether the beneficiary will need help in getting the check cashed. If the beneficiary states that the nursing home will provide any necessary assistance, obtain information from the proprietor of the home about the procedures which will be followed for endorsement by the beneficiary and deposit of the check. If the proceeds of the check are to be kept at the nursing home, ascertain from the proprietor whether arrangements for safekeeping of the money for the beneficiary are adequate and that the beneficiary will have control over the use of the funds.

Except as noted below, make a finding on a SSA-553 (Special Determination) as to whether the amount of accrued benefits may be paid to the beneficiary in a single payment without detriment to their interests.

A special determination is not required if the beneficiary has direct deposit. However, development to determine whether installment payments are indicated is still necessary (see GN 00603.085 -- Installment Payments of Accumulated or Conserved Funds - Title II Only). The file should be annotated to show the method of payment.