TN 4 (05-98)
GN 01715.015 Coverage and Contributions Under the Canadian System -Background
Coverage under the OAS program is acquired through periods of legal residence in Canada,
while coverage under CPP or QPP is credited based on a worker's earnings.
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People receive OAS residence credit for any year in which they are age 18 or older
and ordinarily live in Canada. No contributions are required.
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Generally, all persons who are employed or self-employed in Canada are covered under
CPP, unless they reside in Quebec, in which case they are covered by QPP. A covered
worker whose earnings in a year exceed a specified minimum amount receives credit
for a year of coverage and must pay contributions.