The Polish certified coverage record is used to determine if foreign periods of coverage
may be combined with the U.S. coverage record.
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There is no minimum amount of Polish coverage that must be earned before the U.S.
can take it into account.
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SSA will credit one quarter of coverage in a calendar year for every 3 months of coverage
certified for that year by the Republic of Poland (ZUS or KRUS).
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All periods of coverage certified by ZUS or KRUS are creditable unless they are “Non-Contribution Periods” – do not use these periods of coverage.
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Periods of coverage that overlap existing U.S. periods of coverage may not be taken
into account and the total number of quarters of coverage that may be credited in
one year may not exceed four.