Compromise offers require consideration of the:
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a.
Debtor's ability to repay the entire debt, and
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b.
Possibility of adjustment (i.e., current or future), and
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c.
Relationship of the compromise offer to the actual overpayment amount, and
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d.
Circumstances surrounding any prior compromise settlement, and
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An offer which is 80 percent of the debt amount will always be accepted if SSA has
the authority to compromise (GN 02215.100B.).
Regardless of the amount offered, however, a degree of judgment must be used to determine
if the best possible offer has been negotiated and the most reasonable arrangement
reached.
Example:Debtor currently receiving benefits of $300 each month. He is overpaid $10,000 and
offers a compromise of $6,000, 60 percent of the debt amount. Since the entire amount
could be recovered within 3 years by adjustment, it would seem reasonable to reject
the compromise offer. On the other hand if the benefit amount is $100 each month,
it might be preferable to accept the compromise offer since it would take 5 years
to equal the $6,000 offer and more than 8 years to recover the entire debt.