The legal widow is receiving a RIB of $400 on her own earnings record. She is entitled
to a full “D” benefit of $530. The deemed widow is entitled to $500 reduced for age.
Step 1: 500.00 – Deemed widow benefit reduced for age
Step 2: 130.00 – Amount payable to legal widow on DNH’s account
Step 3: 370.00 – Revised deemed widow(er)'s rate