For those born after 1/1/1938 and before 1/2/1962, FRA for retirement, spouse's and
widow(er)'s benefits increases incrementally from age 65 to age 67. Attainment of
FRA for retirement and spouse's benefits will occur at a later date than attainment
of FRA for widow(er)'s benefits.
Use this chart to determine when a person will attain FRA for each type of benefit.
To use the chart, find the row for the claimant's date of birth. Follow that row across
to find the FRA for widow(er)'s benefits and for retirement or spouse's benefits.
Continue to follow the same row to find the month of attainment of FRA for each type
of benefit.
| Date of Birth |
Full Retirement Age
|
Attainment of FRA |
|
|
for WIB is
|
for RIB or Spouse is
|
for WIB is
|
for RIB or Spouse is
|
|
1/2/38-2/1/38
|
65
|
65 & 2
|
1/2003
|
3/2003
|
|
2/2/38-3/1/38
|
65
|
65 & 2
|
2/2003
|
4/2003
|
|
3/2/38-4/1/38
|
65
|
65 & 2
|
3/2003
|
5/2003
|
|
4/2/38-5/1/38
|
65
|
65 & 2
|
4/2003
|
6/2003
|
|
5/2/38-6/1/38
|
65
|
65 & 2
|
5/2003
|
7/2003
|
|
6/2/38-7/1/38
|
65
|
65 & 2
|
6/2003
|
8/2003
|
|
7/2/38-8/1/38
|
65
|
65 & 2
|
7/2003
|
9/2003
|
|
8/2/38-9/1/38
|
65
|
65 & 2
|
8/2003
|
10/2003
|
|
9/2/38-10/1/38
|
65
|
65 & 2
|
9/2003
|
11/2003
|
|
10/2/38-11/1/38
|
65
|
65 & 2
|
10/2003
|
12/2003
|
|
11/2/38-12/1/38
|
65
|
65 & 2
|
11/2003
|
1/2004
|
|
12/2/38-1/1/39
|
65
|
65 & 2
|
12/2003
|
2/2004
|
|
1/2/39-2/1/39
|
65
|
65 & 4
|
1/2004
|
5/2004
|
|
2/2/39-3/1/39
|
65
|
65 & 4
|
2/2004
|
6/2004
|
|
3/2/39-4/1/39
|
65
|
65 & 4
|
3/2004
|
7/2004
|
|
4/2/39-5/1/39
|
65
|
65 & 4
|
4/2004
|
8/2004
|
|
5/2/39-6/1/39
|
65
|
65 & 4
|
5/2004
|
9/2004
|
|
6/2/39-7/1/39
|
65
|
65 & 4
|
6/2004
|
10/2004
|
|
7/2/39-8/1/39
|
65
|
65 & 4
|
7/2004
|
11/2004
|
|
8/2/39-9/1/39
|
65
|
65 & 4
|
8/2004
|
12/2004
|
|
9/2/39-10/1/39
|
65
|
65 & 4
|
9/2004
|
1/2005
|
|
10/2/39-11/1/39
|
65
|
65 & 4
|
10/2004
|
2/2005
|
|
11/2/39-12/1/39
|
65
|
65 & 4
|
11/2004
|
3/2005
|
|
12/2/39-1/1/40
|
65
|
65 & 4
|
12/2004
|
4/2005
|
|
1/2/40-2/1/40
|
65 & 2
|
65 & 6
|
3/2005
|
7/2005
|
|
2/2/40-3/1/40
|
65 & 2
|
65 & 6
|
4/2005
|
8/2005
|
|
3/2/40-4/1/40
|
65 & 2
|
65 & 6
|
5/2005
|
9/2005
|
|
4/2/40-5/1/40
|
65 & 2
|
65 & 6
|
6/2005
|
10/2005
|
|
5/2/40-6/1/40
|
65 & 2
|
65 & 6
|
7/2005
|
11/2005
|
|
6/2/40-7/1/40
|
65 & 2
|
65 & 6
|
8/2005
|
12/2005
|
|
7/2/40-8/1/40
|
65 & 2
|
65 & 6
|
9/2005
|
1/2006
|
|
8/2/40-9/1/40
|
65 & 2
|
65 & 6
|
10/2005
|
2/2006
|
|
9/2/40-10/1/40
|
65 & 2
|
65 & 6
|
11/2005
|
3/2006
|
|
10/2/40-11/1/40
|
65 & 2
|
65 & 6
|
12/2005
|
4/2006
|
|
11/2/40-12/1/40
|
65 & 2
|
65 & 6
|
1/2006
|
5/2006
|
|
12/2/40-1/1/41
|
65 & 2
|
65 & 6
|
2/2006
|
6/2006
|
|
1/2/41-2/1/41
|
65 & 4
|
65 & 8
|
5/2006
|
9/2006
|
|
2/2/41-3/1/41
|
65 & 4
|
65 & 8
|
6/2006
|
10/2006
|
|
3/2/41-4/1/41
|
65 & 4
|
65 & 8
|
7/2006
|
11/2006
|
|
4/2/41-5/1/41
|
65 & 4
|
65 & 8
|
8/2006
|
12/2006
|
|
5/2/41-6/1/41
|
65 & 4
|
65 & 8
|
9/2006
|
1/2007
|
|
6/2/41-7/1/41
|
65 & 4
|
65 & 8
|
10/2006
|
2/2007
|
|
7/2/41-8/1/41
|
65 & 4
|
65 & 8
|
11/2006
|
3/2007
|
|
8/2/41-9/1/41
|
65 & 4
|
65 & 8
|
12/2006
|
4/2007
|
|
9/2/41-10/1/41
|
65 & 4
|
65 & 8
|
1/2007
|
5/2007
|
|
10/2/41-11/1/41
|
65 & 4
|
65 & 8
|
2/2007
|
6/2007
|
|
11/2/41-12/1/41
|
65 & 4
|
65 & 8
|
3/2007
|
7/2007
|
|
12/2/41-1/1/42
|
65 & 4
|
65 & 8
|
4/2007
|
8/2007
|
|
1/2/42-2/1/42
|
65 & 6
|
65 & 10
|
7/2007
|
11/2007
|
|
2/2/42-3/1/42
|
65 & 6
|
65 & 10
|
8/2007
|
12/2007
|
|
3/2/42-4/1/42
|
65 & 6
|
65 & 10
|
9/2007
|
1/2008
|
|
4/2/42-5/1/42
|
65 & 6
|
65 & 10
|
10/2007
|
2/2008
|
|
5/2/42-6/1/42
|
65 & 6
|
65 & 10
|
11/2007
|
3/2008
|
|
6/2/42-7/1/42
|
65 & 6
|
65 & 10
|
12/2007
|
4/2008
|
|
7/2/42-8/1/42
|
65 & 6
|
65 & 10
|
1/2008
|
5/2008
|
|
8/2/42-9/1/42
|
65 & 6
|
65 & 10
|
2/2008
|
6/2008
|
|
9/2/42-10/1/42
|
65 & 6
|
65 & 10
|
3/2008
|
7/2008
|
|
10/2/42-11/1/42
|
65 & 6
|
65 & 10
|
4/2008
|
8/2008
|
|
11/2/42-12/1/42
|
65 & 6
|
65 & 10
|
5/2008
|
9/2008
|
|
12/2/42-1/1/43
|
65 & 6
|
65 & 10
|
6/2008
|
10/2008
|
|
1/2/43-2/1/43
|
65 & 8
|
66
|
9/2008
|
1/2009
|
|
2/2/43-3/1/43
|
65 & 8
|
66
|
10/2008
|
2/2009
|
|
3/2/43-4/1/43
|
65 & 8
|
66
|
11/2008
|
3/2009
|
|
4/2/43-5/1/43
|
65 & 8
|
66
|
12/2008
|
4/2009
|
|
5/2/43-6/1/43
|
65 & 8
|
66
|
1/2009
|
5/2009
|
|
6/2/43-7/1/43
|
65 & 8
|
66
|
2/2009
|
6/2009
|
|
7/2/43-8/1/43
|
65 & 8
|
66
|
3/2009
|
7/2009
|
|
8/2/43-9/1/43
|
65 & 8
|
66
|
4/2009
|
8/2009
|
|
9/2/43-10/1/43
|
65 & 8
|
66
|
5/2009
|
9/2009
|
|
10/2/43-11/1/43
|
65 & 8
|
66
|
6/2009
|
10/2009
|
|
11/2/43-12/1/43
|
65 & 8
|
66
|
7/2009
|
11/2009
|
|
12/2/43-1/1/44
|
65 & 8
|
66
|
8/2009
|
12/2009
|
|
1/2/44-2/1/44
|
65 & 10
|
66
|
11/2009
|
1/2010
|
|
2/2/44-3/1/44
|
65 & 10
|
66
|
12/2009
|
2/2010
|
|
3/2/44-4/1/44
|
65 & 10
|
66
|
1/2010
|
3/2010
|
|
4/2/44-5/1/44
|
65 & 10
|
66
|
2/2010
|
4/2010
|
|
5/2/44-6/1/44
|
65 & 10
|
66
|
3/2010
|
5/2010
|
|
6/2/44-7/1/44
|
65 & 10
|
66
|
4/2010
|
6/2010
|
|
7/2/44-8/1/44
|
65 & 10
|
66
|
5/2010
|
7/2010
|
|
8/2/44-9/1/44
|
65 & 10
|
66
|
6/2010
|
8/2010
|
|
9/2/44-10/1/44
|
65 & 10
|
66
|
7/2010
|
9/2010
|
|
10/2/44-11/1/44
|
65 & 10
|
66
|
8/2010
|
10/2010
|
|
11/2/44-12/1/44
|
65 & 10
|
66
|
9/2010
|
11/2010
|
|
12/2/44-1/1/45
|
65 & 10
|
66
|
10/2010
|
12/2010
|
|
1/2/45-1/1/55
|
Claimants born during this period will attain FRA for all benefits in the month of
attainment of age 66.
|
|
1/2/55-2/1/55
|
66
|
66 & 2
|
1/2021
|
3/2021
|
|
2/2/55-3/1/55
|
66
|
66 & 2
|
2/2021
|
4/2021
|
|
3/2/55-4/1/55
|
66
|
66 & 2
|
3/2021
|
5/2021
|
|
4/2/55-5/1/55
|
66
|
66 & 2
|
4/2021
|
6/2021
|
|
5/2/55-6/1/55
|
66
|
66 & 2
|
5/2021
|
7/2021
|
|
6/2/55-7/1/55
|
66
|
66 & 2
|
6/2021
|
8/2021
|
|
7/2/55-8/1/55
|
66
|
66 & 2
|
7/2021
|
9/2021
|
|
8/2/55-9/1/55
|
66
|
66 & 2
|
8/2021
|
10/2021
|
|
9/2/55-10/1/55
|
66
|
66 & 2
|
9/2021
|
11/2021
|
|
10/2/55-11/1/55
|
66
|
66 & 2
|
10/2021
|
12/2021
|
|
11/2/55-12/1/55
|
66
|
66 & 2
|
11/2021
|
1/2022
|
|
12/2/55-1/1/56
|
66
|
66 & 2
|
12/2021
|
2/2022
|
|
1/2/56-2/1/56
|
66
|
66 & 4
|
1/2022
|
5/2022
|
|
2/2/56-3/1/56
|
66
|
66 & 4
|
2/2022
|
6/2022
|
|
3/2/56-4/1/56
|
66
|
66 & 4
|
3/2022
|
7/2022
|
|
4/2/56-5/1/56
|
66
|
66 & 4
|
4/2022
|
8/2022
|
|
5/2/56-6/1/56
|
66
|
66 & 4
|
5/2022
|
9/2022
|
|
6/2/56-7/1/56
|
66
|
66 & 4
|
6/2022
|
10/2022
|
|
7/2/56-8/1/56
|
66
|
66 & 4
|
7/2022
|
11/2022
|
|
8/2/56-9/1/56
|
66
|
66 & 4
|
8/2022
|
12/2022
|
|
9/2/56-10/1/56
|
66
|
66 & 4
|
9/2022
|
1/2023
|
|
10/2/56-11/1/56
|
66
|
66 & 4
|
10/2022
|
2/2023
|
|
11/2/56-12/1/56
|
66
|
66 & 4
|
11/2022
|
3/2023
|
|
12/2/56-1/1/57
|
66
|
66 & 4
|
12/2022
|
4/2023
|
|
1/2/57-2/1/57
|
66 & 2
|
66 & 6
|
3/2023
|
7/2023
|
|
2/2/57-3/1/57
|
66 & 2
|
66 & 6
|
4/2023
|
8/2023
|
|
3/2/57-4/1/57
|
66 & 2
|
66 & 6
|
5/2023
|
9/2023
|
|
4/2/57-5/1/57
|
66 & 2
|
66 & 6
|
6/2023
|
10/2023
|
|
5/2/57-6/1/57
|
66 & 2
|
66 & 6
|
7/2023
|
11/2023
|
|
6/2/57-7/1/57
|
66 & 2
|
66 & 6
|
8/2023
|
12/2023
|
|
7/2/57-8/1/57
|
66 & 2
|
66 & 6
|
9/2023
|
1/2024
|
|
8/2/57-9/1/57
|
66 & 2
|
66 & 6
|
10/2023
|
2/2024
|
|
9/2/57-10/1/57
|
66 & 2
|
66 & 6
|
11/2023
|
3/2024
|
|
10/2/57-11/1/57
|
66 & 2
|
66 & 6
|
12/2023
|
4/2024
|
|
11/2/57-12/1/57
|
66 & 2
|
66 & 6
|
1/2024
|
5/2024
|
|
12/2/57-1/1/58
|
66 & 2
|
66 & 6
|
2/2024
|
6/2024
|
|
1/2/58-2/1/58
|
66 & 4
|
66 & 8
|
5/2024
|
9/2024
|
|
2/2/58-3/1/58
|
66 & 4
|
66 & 8
|
6/2024
|
10/2024
|
|
3/2/58-4/1/58
|
66 & 4
|
66 & 8
|
7/2024
|
11/2024
|
|
4/2/58-5/1/58
|
66 & 4
|
66 & 8
|
8/2024
|
12/2024
|
|
5/2/58-6/1/58
|
66 & 4
|
66 & 8
|
9/2024
|
1/2025
|
|
6/2/58-7/1/58
|
66 & 4
|
66 & 8
|
10/2024
|
2/2025
|
|
7/2/58-8/1/58
|
66 & 4
|
66 & 8
|
11/2024
|
3/2025
|
|
8/2/58-9/1/58
|
66 & 4
|
66 & 8
|
12/2024
|
4/2025
|
|
9/2/58-10/1/58
|
66 & 4
|
66 & 8
|
1/2025
|
5/2025
|
|
10/2/58-11/1/58
|
66 & 4
|
66 & 8
|
2/2025
|
6/2025
|
|
11/2/58-12/1/58
|
66 & 4
|
66 & 8
|
3/2025
|
7/2025
|
|
12/2/58-1/1/59
|
66 & 4
|
66 & 8
|
4/2025
|
8/2025
|
|
1/2/59-2/1/59
|
66 & 6
|
66 & 10
|
7/2025
|
11/2025
|
|
2/2/59-3/1/59
|
66 & 6
|
66 & 10
|
8/2025
|
12/2025
|
|
3/2/59-4/1/59
|
66 & 6
|
66 & 10
|
9/2025
|
1/2026
|
|
4/2/59-5/1/59
|
66 & 6
|
66 & 10
|
10/2025
|
2/2026
|
|
5/2/59-6/1/59
|
66 & 6
|
66 & 10
|
11/2025
|
3/2026
|
|
6/2/59-7/1/59
|
66 & 6
|
66 & 10
|
12/2025
|
4/2026
|
|
7/2/59-8/1/59
|
66 & 6
|
66 & 10
|
1/2026
|
5/2026
|
|
8/2/59-9/1/59
|
66 & 6
|
66 & 10
|
2/2026
|
6/2026
|
|
9/2/59-10/1/59
|
66 & 6
|
66 & 10
|
3/2026
|
7/2026
|
|
10/2/59-11/1/59
|
66 & 6
|
66 & 10
|
4/2026
|
8/2026
|
|
11/2/59-12/1/59
|
66 & 6
|
66 & 10
|
5/2026
|
9/2026
|
|
12/2/59-1/1/60
|
66 & 6
|
66 & 10
|
6/2026
|
10/2026
|
|
1/2/60-2/1/60
|
66 & 8
|
67
|
9/2026
|
1/2027
|
|
2/2/60-3/1/60
|
66 & 8
|
67
|
10/2026
|
2/2027
|
|
3/2/60-4/1/60
|
66 & 8
|
67
|
11/2026
|
3/2027
|
|
4/2/60-5/1/60
|
66 & 8
|
67
|
12/2026
|
4/2027
|
|
5/2/60-6/1/60
|
66 & 8
|
67
|
1/2027
|
5/2027
|
|
6/2/60-7/1/60
|
66 & 8
|
67
|
2/2027
|
6/2027
|
|
7/2/60-8/1/60
|
66 & 8
|
67
|
3/2027
|
7/2027
|
|
8/2/60-9/1/60
|
66 & 8
|
67
|
4/2027
|
8/2027
|
|
9/2/60-10/1/60
|
66 & 8
|
67
|
5/2027
|
9/2027
|
|
10/2/60-11/1/60
|
66 & 8
|
67
|
6/2027
|
10/2027
|
|
11/2/60-12/1/60
|
66 & 8
|
67
|
7/2027
|
11/2027
|
|
12/2/60-1/1/61
|
66 & 8
|
67
|
8/2027
|
12/2027
|
|
1/2/61-2/1/61
|
66 & 10
|
67
|
11/2027
|
1/2028
|
|
2/2/61-3/1/61
|
66 & 10
|
67
|
12/2027
|
2/2028
|
|
3/2/61-4/1/61
|
66 & 10
|
67
|
1/2028
|
3/2028
|
|
4/2/61-5/1/61
|
66 & 10
|
67
|
2/2028
|
4/2028
|
|
5/2/61-6/1/61
|
66 & 10
|
67
|
3/2028
|
5/2028
|
|
6/2/61-7/1/61
|
66 & 10
|
67
|
4/2028
|
6/2028
|
|
7/2/61-8/1/61
|
66 & 10
|
67
|
5/2028
|
7/2028
|
|
8/2/61-9/1/61
|
66 & 10
|
67
|
6/2028
|
8/2028
|
|
9/2/61-10/1/61
|
66 & 10
|
67
|
7/2028
|
9/2028
|
|
10/2/61-11/1/61
|
66 & 10
|
67
|
8/2028
|
10/2028
|
|
11/2/61-12/1/61
|
66 & 10
|
67
|
9/2028
|
11/2028
|
|
12/2/61-1/1/62
|
66 & 10
|
67
|
10/2028
|
12/2028
|
|
1/2/62 or later
|
Beginning 1/2029, claimants born after 1/1/62 will attain FRA for all benefits in
the month of attainment of age 67.
|