The claimant has sufficient income to take care of their own support but only the
            NH's monies are used for daily expenses and the claimant's income is used for savings
            and/or investments.
         
         The claimant's own income was available for their immediate support; the claimant
            simply chose to use it otherwise. The arrangement was not based on need nor on a predetermined
            situation, e.g., alimony or child support.