The rules for eliminating dual social security coverage described in RS
02001.710-RS
02001.730 cover the majority of situations where a worker would otherwise be subject to coverage
by both the United States and Finland. However, these rules may not cover all situations,
or may have unintended results in certain cases. For this reason, the agreement includes
a special exception provision that permits the authorities in both countries to grant
exceptions to the normal coverage rules of the agreement.
It is not the intent of the exception provision to provide workers or employers with
the freedom to elect coverage in conflict with normal agreement rules. The purpose
of the special exception provision is to allow a worker to continue coverage in the
country where the individual normally works and has coverage, in order to ensure that
the individual will meet eligibility requirements for retirement or disability benefits.