We are writing to tell you that we plan to reduce  (1)  Social Security benefits beginning  (2)  .
         
          
         Why We Are Changing The Benefit Amount 
         When we first figured  (3)  Social Security benefit amount we used  (4)  railroad earnings. However, we recently matched computer records with the Railroad
            Retirement Board and learned that they lowered  (5)  railroad earnings. Because of this, we had to refigure  (6)  Social Security benefit using the lower railroad earnings. This reduces  (7)  Social Security benefit.
         
          
         What You Can Do 
         Please let us know right away if any of this information is wrong. We cannot use this
            information to change Social Security benefits until we give you time to check it.
            You will also need to give us any proof you have that shows that our information is
            wrong.
         
          
         If We Do Not Hear From You 
         If we do not hear from you within 30 days from the date of this letter, we will assume
            the information in this letter is correct and use it to reduce  (8)  benefits.
         
         We will send another letter at that time. It will explain the change in benefits,
            the amount of any overpayment, and how to appeal our decision.
         
         
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                     You will have 60 days to ask for an appeal. 
 
 
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                     The 60 days will start the day after you receive the next letter.   
 
 
If You Have Any Questions 
         3901C - Domestic
 3901D - Foreign