Mrs. Stanley, an SSI recipient, has $1,200 excluded from resources as set aside for
burial as of June 1987. The funds earn interest, which is allowed to accumulate as
part of the principal and is excluded from income and resources.
During the course of a redetermination initiated in September 1989, the CR determines
that Mrs. Stanley's total resources, including burial funds, had dropped below the
applicable limit as of December 23, 1987. In March 1988, Mrs. Stanley had a family
emergency and withdrew $500 of her excluded funds to pay the unexpected bills.