Carol Dibb, born 9/10/30, established entitlement to D-HI beginning 5/84 but refused
            SMI enrollment at that time.
         
         Upon attaining age 65 in 9/95, Carol becomes eligible for HI under the regular insured
            provision. (As explained in HI 00820.025A., HI and SMI based on entitlement to disability benefits technically terminates with
            the month before the month of attainment of age 65.)
         
         Carol Dibb has a new IEP based on Carol's new period of HI eligibility and will be
            automatically enrolled for SMI as of 9/95.
         
         (If Carol Dibb had enrolled for D-SMI in a GEP and was paying an increased premium
            for late enrollment in the month prior to attaining age 65, Carol's premium rate will
            be reduced to the standard rate beginning at age 65.)