In October 2000, we will begin including with each Social SecurityS tatement sent to an individual who is age 55 or older a special insert discussing retirement
options. This information is designed to help recipients decide when they want to
begin receiving their retirement benefits.
The insert discusses reduced retirement benefits, benefits at full retirement age
and the effect of delayed retirement credits beyond full retirement age. It also tells
the recipient how to apply for the benefits and what documents he or she should have
available to support the application.