To be considered an equitably adopted child, it must have been possible under applicable
            State law for the child to have been legally adopted either before the child's application
            is filed, in life cases, or before the NH's death.
         
         Some State laws provide that:
         
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                     The child must have lived with the adopting parents for a specified period before
                        the granting of an adoption decree; or
                     
                     
                   
                
             
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                     There must be a waiting period after the petition for adoption is filed or after the
                        initial or interlocutory decree is granted before the final decree is issued.
                     
                     
                   
                
             
         
         In those States, the child must have started living with the NH early enough so that
            the required waiting period had run before the child's application is filed in life
            cases or before the NH's death. However, if State law permits the courts to waive
            the waiting period, treat the case as if no waiting period were required.