An applicant filing for benefits under the agreement with Finland must complete Form
SSA-2490-BK (Application for Benefits Under A U.S. International Social Security Agreement).
This is true whether the applicant is filing for benefits only from the United States,
only from Finland or from both countries.
The SSA-2490 is available through MCS, but the MCS version may only be used when the
NH is filing for
U.S. retirement or disability Totalization benefits alone, or
U.S. retirement or disability benefits (regular or Totalization) and concurrently
for Finnish benefits.
The MCS version of the SSA-2490 may not be used to file for
Finnish benefits only, or
U.S. or Finnish survivors benefits.
A paper SSA-2490-BK application form must be used in the latter cases. (It is not
necessary to take and SSA-2490-BK in claims for U.S. auxiliary benefits in life cases
since this application would have been completed previously in connection with the
Note: Applications for Finnish benefits may be filed up to 6 months in advance of the entitlement