Where the deductible has not been met, it will be charged in the same manner as in
any other case. Where the charges were paid by two or more persons and the deductible
has not been met, it will be prorated among the payers. Example: A beneficiary died
without meeting the $75 deductible and without paying a medical bill of $500. After
his death, but before the claim was submitted to the carrier, “A”, a brother of the beneficiary, paid $300 of the bill, and another brother, “B” , paid the remaining $200. The carrier determined the reasonable charge to be $500.
The deductible will be prorated according to the amounts paid by the two brothers;
i.e., 3/5 to brother “A”, ($45) 2/5 to brother “B” ($30); therefore, the payment to the two payers will be 80 percent of $255 and $170