John Doe born 09/08/1926 filed an application in 09/1991. He needs 37 QCs to be fully
insured, and has 23 QCs after 1950. Total wages posted to his ER in the 1937-1950
period are $5,700. The simplified method applies, as there are at least seven EYs
and we insured him by this method, 23 QCs after 1950 and 14 QCs ($5,700 divided by
$400 = 14) in the 1937-1950 period.
Had there been a total of only $5,500 of wages for the 1937-1950 period, the simplified
method would not apply because 13 QCs allocated for the 1937-1950 period do not give
the NH insured status. Under these circumstances, the NH's actual QCs for the 1937-1950
period must be determined.