When an individual is entitled to a WIB and a spouse's benefit, they will be paid only the WIB (after any reduction) if it is larger than the spouse's benefit (after reduction).

If the spouse's benefit exceeds the WIB, they will be paid the WIB plus an amount equal to the excess spouse benefit.

An individual who is entitled to a WIB and a divorced spouse's benefit can only receive the larger of the two benefits. This is true even if the larger benefit is not paid because of deduction events.

If the individual is also entitled to a RIB/DIB that is less than the WIB or spouse's benefit, they will be paid the RIB/DIB plus an excess amount as a WIB and possibly as a spouse.

If the RIB/DIB exceeds the WIB, the RIB/DIB will be paid and the WIB will be reduced to zero.

If the RIB/DIB exceeds the spouse's OB, the spouse's benefit is stopped and the RIB/DIB is paid. If the RIB/DIB PIA is more than the spouse’s OB, the spouse benefit is terminated. If the RIB/DIB PIA is less than the spouse’s OB but for some reason the RIB/DIB benefit is higher than the spouse benefit, the spouse benefit is suspended and the spouse will be technically entitled.