TN 24 (09-02)
These adjustments are effective at FRA.
Determine crediting months.
Subtract from original reduction factor.
Apply result to PIA (or unreduced spouse's benefit).
Subtract the MBA from the PIA or unreduced spouse's benefit = CMAR.
Determine ORF and ARF.
NMAR = CMAR X ARF
Subtract NMAR from the PIA or unreduced spouses benefit.
Refigure the rates from the original entitlement date.
Reduce each increase separately (see RS 00630.100).
Subtract crediting months occurring from the date of increase to age 65 from the original