It will normally be in the best interest of the beneficiary to be entitled to the
RIB effective with the month the Disability Insurance Benefit (DIB) terminates. In
general, this will be the month the BCP payment starts, if the Month of Entitlement
(MOET) is possible. This will give the maximum protection against any overpayment
that will result if the termination is sustained upon appeal.
If the application is filed too late to be effective as early as the month of disability
termination, it should ordinarily be effective with the earliest possible month following
IMPORTANT: Explain to the number holder (NH) that although he/she is entitled to RIB, he/she
cannot receive any RIB while receiving benefit continuation payments.