The applicable limit is the higher of:

1. 1. 

   The total family benefit (TFB) per DI 52150.005; or

2. 2. 

   80 percent of the average current earnings (ACE). See DI 52150.010.

Subtract the monthly WC/PDB amount from the applicable limit to determine if the disability insurance benefit (DIB) is offset (i.e., reduced).

EXAMPLE 1:

NH only entitled, PIA 550.00, 80% ACE 625.00

• •

  TFB 550.00

• •

  80% ACE 625.00

• •

  Applicable limit is 625.00, the 80% ACE

EXAMPLE 2:

NH entitled along with two children, PIA 550.00, MAX 675.30, 80% ACE 650.40

• •

  TFB = total of MBAs: 550.00 (NH) + 62.60 (C1) + 62.60 (C2) = 675.20

• •

  80% ACE 650.40

• •

  Applicable limit is 675.20, the TFB.