BASIC (04-90)

SI 01210.610 Special Blind Income Disregards - Recipient With Nonblind or “Nonconverted” Eligible Spouse

A. Introduction

This section provides the policy and procedures for determining CI, and an example illustrating the computations.

B. Policy

We never apply State plan disregards to the income of an individual who does not qualify for the alternative income counting provision. When calculating countable income for a “mixed” couple under the State plan, we apply State plan disregards to the income of the blind converted recipient, and no disregards to the income of the nonconverted spouse.

C. Procedure

1. Example

A blind grandfathered recipient living in State X marries a nonblind or “nonconverted” SSI recipient. The blind recipient has the following income:

  • $220.00 wages

  • $15.00 BWE under both Federal and State plan rules

  • $135.00 RSDI benefit

The spouse has $110.00 wages and no work expenses.

The State plan income disregards used in the chart below are typical. Actual disregards vary by State.

2. Chart: Determining CI

 1Compute BCI for blind receipient onlyApply the applicable State plan income disregards (SI 01210.500) to the income of the blind recipient only.Unearned Income of Blind Recipient
$135.00   RSDI
-  8.00   two $4 RSDI passalongs
-   7.50   general disregard
$119.50  countable unearned income
   Earned Income of Blind Recipient
$220.00  wages
-  85.00   earned income disregard
÷   2   disregard of one-half of remainder
$ 67.50
- 15.00   BWE
$ 52.50  countable earned income
   BCI of Blind Recipient Only
$119.50  countable unearned income
+52.50   countable earned income
$172.00  BCI
 2Compute BCI for coupleAdd the spouse's gross income to the step 1 result. Do not apply disregards.$ 172.00  BCI of blind recipient only
+110.00   spouse's income
$ 282.00  BCI for couple
 3Compute CI/FR for coupleApply the SSI exclusions to the couple's income.Unearned Income
$135.00  RSDI
- 20.00   general income exclusion
$115.00  countable unearned income
  The system performs this computation, except for cases requiring a manual computation.Earned Income
$330.00  wages (both spouses)
- 65.00   earned income exclusion
÷   2   exclusion of one-half of remainder
- 15.00   BWE
$117.50  earned income
$ 115.00  countable unearned income
+ 117.50   countable earned income
$ 232.50  CI/FR
 4Determine CICompare BCI from step 2 with CI/FR from step 3. Use the lower a