SI SF01220.320 Hawaii Grandfathered Resource Provisions

A. Dollar maximum

Under the State Plan, liquid assets of a certain value may be excluded depending on the number of persons in the family. The dollar maximums are:

one person


two persons


three or more persons


In addition, any savings accumulated as a result of earned or unearned income disregards are not a countable resource.

B. Home

A home, and land contiguous to the home, which the recipient owns and in which the recipient resides is excluded if the tax-appraised value is $25,000 or less.

C. Other real property

There are three provisions for the exclusion of real property other than the home in the Hawaii State Plan:

  1. 1. 

    Real property owned by the recipient if the tax-appraised value is $225 or less

  2. 2. 

    A burial plot owned by the recipient

  3. 3. 

    Other real property (rental property) if it produces a net income over and above the cost of maintaining the property. For this exclusion, the State Plan does not require a minimum percentage of return.

D. Household goods


E. Personal effects


F. Life insurance

On all life insurance policies owned by the recipient, the full loan or cash surrender value is a countable resource to be applied to the dollar maximum.

G. Automobile

The value of an automobile is a countable resource if the automobile is less than four (4) years old AND the sale of the automobile at current market value (minus encumbrances) will net at least $400.

The value of an automobile is excluded if it can be established that the automobile is needed for:

  • getting to and from employment

  • obtaining medical treatment

  • marketing

  • travel in remote areas where public transportation is lacking or is inadequate

  • obtaining schooling or vocational training

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SI SF01220.320 - Hawaii Grandfathered Resource Provisions - 10/05/2022
Batch run: 10/05/2022