TN 6 (08-95)

SI 01330.280 Examples Parent-to-Child Deeming

Child Living With Ineligible Parents - Child Meets Resource Eligibility Requirement

Mr. and Mrs. Blake live together with their son, Thomas, who is age 16 and blind. Thomas has no resources of his own. Mr. and Mrs. Blake applied for SSI on behalf of Thomas on January 23, 2006.

The parents' resources are as follows:

$4,000 - savings belonging to both Mr. and Mrs. Blake

The resource computation follows:

$4,000- parent's countable resources subject to deeming
-3,000 - couple resource limitation (in 2006)
$1,000- resource value deemed
+0 - child's resources
$1,000- child's countable resources

Since Thomas' countable resources do not exceed the resource limit for an individual, Thomas meets the resource eligibility requirement.

Two Children Living With Ineligible Parent and Ineligible Stepparent - Children Meet Resource Eligibility Requirement

John and Joan Goode, ages 15 and 16, are both disabled and live with their mother and stepfather. John's only resources are three U.S. savings bonds worth $75 each. Joan's only resources is a $500 savings account. The parents own:

  • one automobile valued at $3,000

    savings account with balance of $2,500

    cash on hand - $200

    shares of stock valued at $2,100

Mrs. Smith, John and Joan's mother, files for SSI payments on their behalf on July 17, 2006.

The resource computation follows:

Parents' Excluded Resources

One automobile used for transportation (SI 01130.200)

Parents' Countable Resources

$2,500- savings account
200- cash on hand
+2,100 - shares of stock
$4,800- parents' total countable resources
-3,000 - couple resource limit (in 2006)
$1,800- value of deemed resources ($900 resource value deemed to each child)

John's Resources

$ 225- savings bonds
+900 - resource value deemed
$1,125- countable resources

Joan's Resources

$ 500- savings account
+900 - resource value deemed
$1,400- countable resources

Since neither John's nor Joan's countable resources exceed the resource limit, they both meet the resource eligibility requirement.

Two Children Living With Ineligible Parent and Ineligible Stepparent — One Child Found Ineligible First and Other Child Becomes Ineligible as a Result

The same situation exists as described in the example above except that Joan also owns four savings bonds worth $250 each.

Joan's Resources

$ 500- savings account