One automobile that is specifically equipped for a disabled person, necessary for
employment, necessary for treatment of specific or regular medical problems, or necessary
because of climate, terrain, distance or similar factors, for the performance of essential
daily activities may be excluded. If not excluded for one of these reasons, the first
$4,500 is exempt with the remaining value counted as a resource, without regard to
liens or encumbrances.
One burial plot per immediate family member is exempt.
Irrevocable pre-need burial contracts are exempt.
The home that is owned and is being lived in by the individual is considered the principal
place of residence and is exempt.
Where an eligible individual resides with an ineligible spouse, resources are determined
as they would be for an eligible couple. Where a child under age 18 resides with his
parents, the above exclusions apply to the ineligible parents, and then again to the
eligible child except that only one home and one automobile are exempt.