Mr. Mason, DB 12/3/30, files for reduced RIB in 12/92. His wife, who is age 67, also
files at that time for spouses's benefits. Although Mr. and Mrs. Mason's monthly benefit
entitlement cannot begin until 1/93, the first month throughout which Mr. Mason is
age 62, Mrs. Mason will be awarded HI as of 12/ 1/92, the month her husband attained
age 62, provided she meets all eligibility requirements in that month and provided
her husband is insured for that month. (If Mr. Mason did not attain insured status
until the 3/93 quarter, Mrs. Mason could not qualify for HI until 1/1/93.) Also, Mrs.
Mason could file for HI only and establish entitlement as a “T” beneficiary beginning 12/1/92 even if her husband does not wish to file for RIB until
a later date.