An individual who is eligible for HI under the regular insured provision may not be entitled to deemed insured HI. However, this does not preclude an individual from becoming entitled to deemed insured HI for months prior to RSI benefit or QRRB eligibility.

If the applicant's spouse is either insured for monthly RSI benefits or is deceased, determine whether the applicant is eligible for regular insured HI on the spouse's record.

If regular insured eligibility exists, take a claim. If regular insured eligibility does not exist, document the claims file with a Report of Contact. If the applicant's spouse is also filing under the deemed insured provision, document this in the claims file.