TN 5 (12-03)

NL 00711.035 Child's Benefits Paragraphs

305.  GENERAL

When a parent is receiving social security benefits or is insured at the time of his death, a dependent child may qualify for monthly benefits if unmarried and under age 18. A child over 18 who is disabled and dependent may also receive monthly benefits if he became disabled before age 22. Also, a child may continue to receive benefits until he reaches age 22 if he is unmarried and is in full-time attendance at an educational institution meeting certain requirements under the Social Security Act.

305.1  CHILD'S BENEFITS—SPECIFIC

(a) or (b) your dependent (c) or (d) under age 18 and unmarried, may qualify for monthly benefits.

305.1A  CHILD'S BENEFITS—DISABLED

Your disabled and dependent child over age 18 may receive benefits if he was disabled before age 22.

305.1B  CHILD'S BENEFITS—STUDENT

Your (e) or (f) may receive benefits until (g) or (h) reaches age 19 if (g) or (h) is unmarried and is in full-time attendance as a student at an elementary or secondary-level school.

305.1C  REQUIREMENTS NOT MET

Since none of those requirements is met, no benefits are payable to or on behalf of your (e) or (f).

  1. If you are receiving retirement or disability benefits or if you are insured at the time of your death,

  2. When you retire or become disabled, or upon your death,

  3. Child

  4. Children

  5. Son

  6. Daughter

  7. He

  8. She

307.  AMOUNT—LIVE PARENT—FAMILY MAXIMUM NOT INVOLVED

The monthly payment to each child of a parent who is receiving retirement or disability benefits is equal to one-half the amount the parent would receive at full retirement age, subject to the family maximum provision.

309.  AMOUNT—DECEASED PARENT—FAMILY MAXIMUM NOT INVOLVED

Generally, the benefit amount of each child of a deceased insured parent is equal to three-fourths of the parent's monthly benefit amount, subject to the family maximum provisions of the social security law.

309.1  CHILD—SOLE SURVIVOR—MINIMUM MONTHLY BENEFIT

If the child is the only surviving beneficiary, the minimum monthly benefit will be $   _.

313.1  EXPLANATION OF REDUCED BENEFITS TO MEET THE FAMILY MAXIMUM — GENERAL — RETIREMENT

The monthly payment to a child whose parent is receiving retirement or disability benefits is one-half the amount the parent would receive at full retirement age. However, when several persons receive monthly benefits on one earnings record, the benefits for some persons may, under certain conditions, be reduced. These reductions are made so that the total of the benefits paid is not more than the highest amount payable on the worker's social security earnings record. The maximum total benefit is based on and varies with the worker's benefit amount and ranges from $    to $   .

313.2  EXPLANATION OF REDUCED BENEFITS TO MEET THE FAMILY MAXIMUM—GENERAL—SURVIVOR BENEFITS

A child of a deceased insured parent receives three-fourths of the parent's monthly benefit amount. However, when several persons receive monthly benefits on one earnings record, the benefit for some persons may, under certain conditions, be reduced. These reductions are made so that the total of the benefits paid is not more than the highest amount payable on the worker's social security earnings record. The maximum family benefit is based on and varies with the insured person's benefit amount and ranges from $    to $   .

315.  DISABLED CHILD—GENERAL

The Social Security Act provides for the payment of benefits to a disabled child of a person who is entitled to social security benefits or who dies having done enough work covered by the program for survivors benefits to be paid on his record. To qualify for these benefits, the child must be unmarried, under a disability as defined by the social security law and which began before age 22, and dependent upon the insured parent.

Disabled child's benefits cannot be paid on this social security record at the present time because:

  1. the child is married.

  2. the child became disabled after age 22.

  3. the child is not currently disabled.

  4. the child does not meet the requirement for dependency on this parent.

316.  DOES NOT QUALIFY AS GRANDCHILD

Your grandchild is not eligible for social security benefits on your earnings record because (A) or (B).

(A) (1) or (2) was not living with you in the Unit