WEP001 WINDFALL ELIMINATION PROVISION (A04)

(Requested)

Caption: Your Benefits

We reduced  (1)  Social Security benefits starting  (2)  . This is the first month that  (3)  received a pension based on work not covered by Social Security taxes.

When  (4)  this type of pension, we may apply the Windfall Elimination Provision to  (5)  Social Security benefits. This changes the way we figure  (6)  benefit amount.  (7)  benefit amount is less than it would be if  (8)  not receiving the pension.

To learn more about how non-covered pensions affect Social Security benefits, please view our factsheet titled “Windfall Elimination Provision.” located at  (9)  online.

WEP004 NUMBER HOLDER’S MONTHLY BENEFIT IS CHANGING BECAUSE WINDFALL ELIMINATION PROVISION (WEP) NO LONGER APPLIES

(Requested)

Caption: Your Benefits

We changed  (1)  benefit amount starting  (2)  . The Windfall Elimination Provision no longer reduces  (3)  benefits. We stopped applying this provision because  (4)  :

• •

  Reached 30 years of substantial earnings covered by Social Security taxes, or

• •

  Stopped receiving a pension based on work not covered by Social Security taxes.

To learn more about how non-covered pensions affect Social Security benefits, please view our factsheet titled, ” Windfall Elimination Provision,” at  (5)  online.