Identification Number:
GN 02402 TN 190
Intended Audience:See Transmittal Sheet
Originating Office:OFPO
Title:Direct Deposit - Title II and Title XVI
Type:POMS Transmittals
Program:All Programs
Link To Reference:
 

PROGRAM OPERATIONS MANUAL SYSTEM
Part GN – General
Chapter 024 – Checks
Subchapter 02 – Direct Deposit - Title II and Title XVI
Transmittal No. 190, 05/05/2021

Audience

PSC: BA, CA, CCRE, CS, DS, ICDS, IES, ILPDS, IPDS, ISRA, PETE, RECONR, SCPS, TSA, TST;
OCO-OEIO: BIES, BTE, CCRE, CR, CTE, FCR, PETL, RECOVR;
OCO-ODO: BTE, CCE, CR, CST, CTE, EHI, LCC, LSC, PAS, PCS, PETL, RC, RCOVTA, RECONR, RECOVR;
FO/TSC: CS, CS TII, CS TXVI, CSR, CTE, FR, OA, OS, RR, TA, TSC-CSR;

Originating Component

OFPO

Effective Date

Upon Receipt

Background

International Direct Deposit (IDD) service is a joint effort between our agency and the Federal Reserve Bank of Kansas City (FRBKC). Per instructions received by Fiscal Services, the enrollment instructions for the countries of Anguilla, Antigua and Barbuda, Dominica, Grenada, St. Lucia, St. Vincent and the Grenadines, St. Kitts and Nevis, and Montserrat were updated to reflect new requirements to enroll individuals into International Direct Deposit (IDD).

 

Summary of Changes

GN 02402.311 Coding Anguilla Bank Data for the MBR

Subsection F, We added the bank/branch data, and SWIFT code as a requirement for enrollment.

 

GN 02402.312 Coding Antigua and Barbuda Bank Data for the MBR

Subsection F, We added the bank/branch data, and SWIFT code as a requirement for enrollment.

 

GN 02402.364 Coding Dominica Bank Data for the MBR

Subsection F, We added the bank/branch data, and SWIFT code as a requirement for enrollment.

 

GN 02402.323 Coding Grenada Bank Data for the MBR

Subsection F, We added the bank/branch data, and SWIFT code as a requirement for enrollment.

 

GN 02402.332 Coding St. Lucia Bank Data for the MBR

Subsection F, We added the bank/branch data, and SWIFT code as a requirement for enrollment.

 

GN 02402.333 Coding St. Vincent and the Grenadines Bank Data for the MBR

Subsection F, We added the bank/branch data, and SWIFT code as a requirement for enrollment.

 

GN 02402.336 Coding St. Kitts and Nevis Bank Data for the MBR

Subsection F, We added the bank/branch data, and SWIFT code as a requirement for enrollment.

 

GN 02402.412 Coding Montserrat Bank Data on the Master Beneficiary Record (MBR)

Subsection F, We added the bank/branch data, and SWIFT code as a requirement for enrollment.

GN 02402.311 Coding Anguilla Bank Data on the Master Beneficiary Record (MBR)

A. Background for coding Anguilla bank data

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Anguilla. We store IDD bank data on the MBR in the same fields used for U.S. direct deposit.

Special coding identifies the bank data as a Anguilla direct deposit. This allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Anguilla to the beneficiary's local FI.

If you receive an IDD request in a U.S. domestic (i.e, non-border) field office (FO), forward all appropriate information to the Office of Earnings and International Operations, (OEIO), Division of International Operations (DIO) to process.

For detailed instructions on IDD requests and forwarding information, see

  • GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • GN 02402.205, Direct Deposit Enrollment Outside the U.S.

  • GN 01010.255, Adjudication of Foreign Claims

  • GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

B. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the following formats:

  • Blank check;

  • SSA-1199-OP1 International Direct Deposit Signup Form for Anguilla; or Any document that contains required banking information.

If you receive information with discrepancies, see the following instructions:

C. Multi-country contract

Citibank is the processor bank for IDD to several countries, including Anguilla. All Caribbean countries for which Citibank is the processor bank have a prefix of 70 at the beginning of the routing number (RTN) and an assigned letter in the first position of the Depositor Account Number (DAN). The letter assigned for Anguilla is “A.”

D. Overview of IDD for Anguilla

IDD payments sent to Anguilla must be in Eastern Caribbean dollar (XCD) accounts at local FIs. The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO faxes incomplete forms to the FBU that serves Anguilla. The FBU contacts the beneficiary or FI for the additional information.

E. Description of Anguilla IDD bank

The data to code IDD for Anguilla comes from banks determined by the FRBKC. The bank data on the MBR reflects 22 characters including the country code of A.

F. Procedure for coding Anguilla bank data

The FRBKC relies on us to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to our agency.

You may establish or change IDD bank data for Anguilla using an SSA system (e.g. Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE)).

You must then go to ITS.gov to enter the following data:

  • account ownership

  • account type;

  • account number;

  • 3 digit bank code

  • 5 digit branch code (also known as the Transit Number)

  • beneficiary address;

  • beneficiary phone number;

  • country;

  • enrollment status;

  • first and last name of the beneficiary;

  • payee indicator;

  • Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC).

1. Obtain Swift-BIC code from the FI

The SWIFT code contains a minimum of 8 characters, and a maximum of 11 characters:

  • first four characters - bank code (alpha only);

  • next two characters - ISO 3166-1 alpha 2 country code (alpha only);

  • next two characters - location code (alpha and numeric) (passive participants have "1" in the second character); and

  • last three characters - branch code, optional ('XXX' for primary office) (alpha and numeric).

2. Process initial award

You must update ITS.gov with the bank account information prior to processing an initial award to ensure that the beneficiary receives payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to our agency.

3. Add or update bank data using SSA systems

When you add or update IDD bank data using SSA system (e.g. Post Entitlement Online System (POS), MACADE), you must:

  • update ITS.gov on the same day;

  • enter all POS direct deposit changes according to normal procedures;

  • use procedures outlined in the following chart when processing within four business days of the current operational month (COM) cutoff date.

Step

Action

1

Are you coding an initial claim?

If yes, go to step 3.

If no,go to step 2.

2

Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)?

If no, STOP.

REASON: The MBR does not accept the IDD information unless the address is in a foreign country.

If yes, go to step 3.

3

Is the beneficiary's account a XCD account in Anguilla? If no, STOP.

REASON: Beneficiaries in Anguilla can only receive IDD payments in XCD accounts.

If yes, go to step 4.

4

The RTN is 700000106 RTN for Anguilla. It contains the:

  • Multi-country prefix of “70” for Anguilla IDD;

  • U.S. check digit code of “6” at the end of the RTN for all IDD accounts in Anguilla.

No need to obtain the check digit code from Title II Interactive Comps.

5

Code the account type:

  • “S” for savings, or

  • “C” for checking.

If the beneficiary does not indicate an account type, use a “C” for checking account.

6

To code the Depositor Account Number (DAN) for Anguilla, code:

  • "A" is designated for Anguilla,

  • 12 digits account number,

7

You must take action on the same business day to enter into ITS.gov all the information listed in GN 02402.311F.

You must access ITS.gov or ask a co-worker to update the required information into ITS.gov.

REMINDER: When information is not available, FRBKC rejects the payment and returns it to our agency.

 

G. Example of coding Anguilla direct deposit

The customer provides us with a signup form for Anguilla containing the account number: “1234567890112233445566.”

1. Derive the RTN

The technician enters the information for the RTN.

  • Code the RTN of 700000106

  • Code the type of account as a “C” for checking or an “S” for savings. If no account type indicated, use a “C” for checking.

2. Derive the DAN

The technician codes the DAN.

  • Start with the country code of “A” designated for Anguilla; and

  • Code 12 digits account number “123456789011”

3. Obtain the following information

  • RTN: 700000106

  • Checking

  • DAN: A123456789011

a. POS reflects the direct deposit information

  • DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 700000106 ACCOUNT TYPE (C/S): C

  • DEPOSITOR ACCOUNT NUMBER: A123456789011

  • CANCEL DIRECT DEPOSIT (Y):

  • DIRECT EXPRESS (Y):

b. The MBR reflects the following information

  • RTN- 700000106

  • DAN- CA123456789011

H. References

  • GN 00203.020 Identity of Claimants

  • GN 01010.255 Adjudication of Foreign Claims

  • GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

  • GN 02402.025 Direct Deposit Post Entitlement Interview

  • GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • ITS.gov International Treasury Services (U.S. Treasury system)

 

GN 02402.312 Coding Antigua and Barbuda Bank Data on the Master Beneficiary Record (MBR)

A. Background for coding Antigua and Barbuda bank data

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Antigua and Barbuda. We store IDD bank data on the MBR in the same fields used for U.S. direct deposit.

Special coding identifies the bank data as a Antigua and Barbuda direct deposit. This allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Antigua and Barbuda to the beneficiary's local FI.

If you receive an IDD request in a U.S. domestic (i.e, non-border) field office (FO), forward all appropriate information to the Office of Earnings and International Operations, (OEIO), Division of International Operations (DIO) to process.

For detailed instructions on IDD requests and forwarding information, see

  • GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • GN 02402.205, Direct Deposit Enrollment Outside the U.S.

  • GN 01010.255, Adjudication of Foreign Claims

  • GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

B. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the following formats:

  • Blank check;

  • SSA-1199-OP2 International Direct Deposit Signup Form for Antigua and Barbuda; or

  • Any document that contains required banking information.

If you receive information with discrepancies, see the following instructions:

C. Multi-country contract

The processing FI in Antigua and Barbuda has a prefix of “74” at the beginning of the Routing and Transit Number (RTN). The first letter of the Depositor Account Number (DAN) field has the letter “D” assigned for Antigua and Barbuda.

D. Overview of IDD for Antigua and Barbuda

IDD payments sent to Antigua and Barbuda must be in Eastern Caribbean dollar (XCD) accounts at local FIs. The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO faxes incomplete forms to the FBU that serves Antigua and Barbuda. The FBU contacts the beneficiary or FI for the additional information.

E. Description of Antigua and Barbuda IDD bank

The data to code IDD for Antigua and Barbuda comes from banks determined by the FRBKC. The bank data on the MBR reflects 22 characters including the country code of D.

F. Procedure for coding Antigua and Barbuda bank data

The FRBKC relies on us to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to our agency.

You may establish or change IDD bank data for Antigua and Barbuda using an SSA system (e.g. Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE)).

You must then go to ITS.gov to enter the following data:

  • account ownership;

  • account type;

  • account number;

  • 3 digit bank code;

  • 5 digit branch code (also known as the Transit Number);

  • beneficiary address;

  • beneficiary phone number;

  • country;

  • enrollment status;

  • first and last name of the beneficiary;

  • payee indicator;

  • Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC).

1. Obtain Swift-BIC code from the FI

The SWIFT code contains a minimum of 8 characters, and a maximum of 11 characters:

  • first four characters - bank code (alpha only);

  • next two characters - ISO 3166-1 alpha 2 country code (alpha only);

  • next two characters - location code (alpha and numeric) (passive participants have "1" in the second character); and

  • last three characters - branch code, optional ('XXX' for primary office) (alpha and numeric).

2. Process initial award

You must update ITS.gov with the bank account information prior to processing an initial award to ensure that the beneficiary receives payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to our agency.

3. Add or update bank data using SSA systems

When you add or update IDD bank data using SSA system (e.g. Post Entitlement Online System (POS), MACADE), you must:

  • update ITS.gov on the same day;

  • enter all POS direct deposit changes according to normal procedures;

  • use procedures outlined in the following chart when processing within four business days of the current operational month (COM) cutoff date.

Step

Action

1

Are you coding an initial claim?

If yes, go to step 3.

If no, go to step 2.

2

Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)?

If no, STOP.

REASON: The MBR does not accept the IDD information unless the address is in a foreign country.

If yes, go to step 3.

3

Is the beneficiary's account a XCD account in Antigua and Barbuda? If no, STOP.

REASON: Beneficiaries in Antigua and Barbuda can only receive IDD payments in XCD accounts.

If yes, go to step 4.

4

The RTN is 740000030 RTN for Antigua and Barbuda. It contains the:

  • Multi-country prefix of “74” for Antigua and Barbuda IDD;

  • U.S. check digit code of “0” at the end of the RTN for all IDD accounts in Antigua and Barbuda.

No need to obtain the check digit code from Title II Interactive Comps.

5

Code the account type:

  • “S” for savings, or

  • “C” for checking.

If the beneficiary does not indicate an account type, use a “C” for checking account.

6

To code the Depositor Account Number (DAN) for Antigua and Barbuda, code:

  • D” is designated for Antigua and Barbuda,

  • 12 digits account number.

7

You must take action on the same business day to enter into ITS.gov all the information listed in GN 02402.312F.

You must access ITS.gov or ask a co-worker to update the required information into ITS.gov.

REMINDER: When information is not available, FRBKC rejects the payment and returns it to our agency.

G. Example of coding Antigua and Barbuda direct deposit

The customer provides us with a signup form for Antigua and Barbuda containing the account number: “1234567890112233445566.”

1. Derive the RTN

The technician enters the information for the RTN.

  • Code the RTN of 740000030

  • Code the type of account as a “C” for checking or an “S” for savings. If no account type indicated, use a “C” for checking.

2. Derive the DAN

The technician codes the DAN.

  • Start with the country code of “D” designated for Antigua and Barbuda; and

  • Code 12 digits account number “123456789011”

3. Obtain the following information

  • RTN: 740000030

  • Checking

  • DAN: D123456789011

a. POS reflects the direct deposit information

  • DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 740000030 ACCOUNT TYPE (C/S): C

  • DEPOSITOR ACCOUNT NUMBER: D123456789011

  • CANCEL DIRECT DEPOSIT (Y):

  • DIRECT EXPRESS (Y):

b. The MBR reflects the following information

  • RTN- 740000030

  • DAN- CD123456789011

H. References

  • GN 00203.020 Identity of Claimants

  • GN 01010.255 Adjudication of Foreign Claims

  • GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

  • GN 02402.025 Direct Deposit Post Entitlement Interview

  • GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • ITS.gov International Treasury Services (U.S. Treasury system)

 

GN 02402.323 Coding Grenada Bank Data on the Master Beneficiary Record (MBR)

A. Background for coding Grenada bank data

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Grenada. We store IDD bank data on the MBR in the same fields used for U.S. direct deposit.

Special coding identifies the bank data as a Grenada direct deposit. This allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Grenada to the beneficiary's local FI.

If you receive an IDD request in a U.S. domestic (i.e, non-border) field office (FO), forward all appropriate information to the Office of Earnings and International Operations, (OEIO), Division of International Operations (DIO) to process.

For detailed instructions on IDD requests and forwarding information, see

  • GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • GN 02402.205, Direct Deposit Enrollment Outside the U.S.

  • GN 01010.255, Adjudication of Foreign Claims

  • GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

B. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the following formats:

  • Blank check;

  • SSA-1199-OP11 International Direct Deposit Signup Form for Grenada; or

  • Any document that contains required banking information.

If you receive information with discrepancies, see the following instructions:

C. Multi-country contract

Citibank is the processor bank for IDD to several Caribbean countries, including Grenada. All Caribbean countries for which Citibank is the processor bank have a prefix of 70 at the beginning of the routing number (RTN) and an assigned letter in the first position of the Depositor Account Number (DAN). The letter assigned for Grenada is “K.”

D. Overview of IDD for Grenada

IDD payments sent to Grenada must be in Eastern Caribbean dollar (XCD) accounts at local FIs. The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO faxes incomplete forms to the FBU that serves Grenada. The FBU contacts the beneficiary or FI for the additional information.

E. Exhibit - IDD Enrollment Form for Grenada

The data to code IDD for Grenada comes from banks determined by the FRBKC. The bank data on the MBR reflects 22 characters including the country code of K.

F. Procedure for coding Grenada bank data

The FRBKC relies on us to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to our agency.

You may establish or change IDD bank data for Grenada using an SSA system (e.g. Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE)).

You must then go to ITS.gov to enter the following data:

  • account ownership

  • account type;

  • account number;

  • 3 digit bank code;

  • 5 digit branch code (also known as a Transit Number);

  • beneficiary address;

  • beneficiary phone number;

  • country;

  • enrollment status;

  • first and last name of the beneficiary;

  • payee indicator;

  • Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC).

1. Obtain Swift-BIC code from the FI

The SWIFT code contains a minimum of 8 characters, and a maximum of 11 characters:

  • first four characters - bank code (alpha only);

  • next two characters - ISO 3166-1 alpha 2 country code (alpha only);

  • next two characters - location code (alpha and numeric) (passive participants have "1" in the second character); and

  • last three characters - branch code, optional ('XXX' for primary office) (alpha and numeric).

2. Process initial award

You must update ITS.gov with the bank account information prior to processing an initial award to ensure that the beneficiary receives payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to our agency.

3. Add or update bank data using SSA systems

When you add or update IDD bank data using SSA system (e.g. Post Entitlement Online System (POS), MACADE), you must:

  • update ITS.gov on the same day;

  • enter all POS direct deposit changes according to normal procedures;

  • use procedures outlined in the following chart when processing within four business days of the current operational month (COM) cutoff date.

Step

Action

1

Are you coding an initial claim?

If yes, go to step 3.

If no, go to step 2.

2

Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)?

If no, STOP.

REASON: The MBR does not accept the IDD information unless the address is in a foreign country.

If yes, go to step 3.

3

Is the beneficiary's account a XCD account in Grenada? If no, STOP.

REASON: Beneficiaries in Grenada can only receive IDD payments in XCD accounts.

If yes, go to step 4.

4

The RTN is 700000148 for Grenada. It contains the:

  • Multi-country prefix of “70” for Grenada IDD;

  • U.S. check digit code of “8” at the end of the RTN for all IDD accounts in Grenada.

No need to obtain the check digit code from Title II Interactive Comps.

5

Code the account type:

  • “S” for savings, or

  • “C” for checking.

If the beneficiary does not indicate an account type, use a “C” for checking account.

6

To code the Depositor Account Number (DAN) for Grenada, code:

  • K” is designated for Grenada,

  • 12 digits account number.

7

You must take action on the same business day to enter into ITS.gov all the information listed in GN 02402.323F.

You must access ITS.gov or ask a co-worker to update the required information into ITS.gov.

REMINDER: When information is not available, FRBKC rejects the payment and returns it to our agency.

G. Example of coding Grenada direct deposit

The customer provides us with a signup form for Grenada containing the account number: “1234567890112233445566”.

1. Derive the RTN

The technician enters the information for the RTN.

  • Code the RTN of 700000148

  • Code the type of account as a “C” for checking or an “S” for savings. If no account type indicated, use a “C” for checking.

2. Derive the DAN

The technician codes the DAN.

  • Start with the country code of “K” designated for Grenada; and

  • Code 16 digits account number “123456789011”

3. Obtain the following information:

  • RTN: 700000148

  • Checking

  • DAN: K123456789011

a. POS reflects the direct deposit information

  • DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 700000148 ACCOUNT TYPE (C/S): C

  • DEPOSITOR ACCOUNT NUMBER: K123456789011

  • CANCEL DIRECT DEPOSIT (Y):

  • DIRECT EXPRESS (Y):

b. The MBR reflects the following information

  • RTN- 700000148

  • DAN- CK123456789011

H. References

  • GN 00203.020 Identity of Claimants

  • GN 01010.255 Adjudication of Foreign Claims

  • GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

  • GN 02402.025 Direct Deposit Post Entitlement Interview

  • GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • ITS.gov International Treasury Services (U.S. Treasury system)

 

GN 02402.332 Coding St. Lucia Bank Data on the Master Beneficiary Record (MBR)

A. Background for coding St. Lucia bank data

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in St. Lucia. We store IDD bank data on the MBR in the same fields used for U.S. direct deposit.

Special coding identifies the bank data as a St. Lucia direct deposit. This allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in St. Lucia to the beneficiary's local FI.

If you receive an IDD request in a U.S. domestic (i.e, non-border) field office (FO), forward all appropriate information to the Office of Earnings and International Operations, (OEIO), Division of International Operations (DIO) to process.

For detailed instructions on IDD requests and forwarding information, see

  • GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • GN 02402.205, Direct Deposit Enrollment Outside the U.S.

  • GN 01010.255, Adjudication of Foreign Claims

  • GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

B. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the following formats:

  • Blank check;

  • SSA-1199-OP24 International Direct Deposit Signup Form for St. Lucia; or

  • Any document that contains required banking information.

If you receive information with discrepancies, see the following instructions:

C. Multi-country contract

Citibank is the processor bank for IDD to several countries, including St. Lucia. All Caribbean countries for which Citibank is the processor bank have a prefix of 70 at the beginning of the routing number (RTN) and an assigned letter in the first position of the Depositor Account Number (DAN). The letter assigned for St. Lucia is “S.”

D. Overview of IDD for St. Lucia

IDD payments sent to St. Lucia must be in Eastern Caribbean dollar (XCD) accounts at local FIs. The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO faxes incomplete forms to the FBU that serves St. Lucia. The FBU contacts the beneficiary or FI for the additional information.

E. Description of St. Lucia IDD bank data

The data to code IDD for St. Lucia comes from banks determined by the FRBKC. The bank data on the MBR reflects 22 characters including the country code of S.

F. Procedure for coding St. Lucia bank data

The FRBKC relies on us to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to our agency.

You may establish or change IDD bank data for St. Lucia using an SSA system (e.g. Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE)).

You must then go to ITS.gov to enter the following data:

  • account ownership

  • account type;

  • account number;

  • 3 digit bank code;

  • 5 digit branch code (also known as a Transit Number);

  • beneficiary address;

  • beneficiary phone number;

  • country;

  • enrollment status;

  • first and last name of the beneficiary;

  • payee indicator;

  • Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC).

1. Obtain Swift-BIC code from the FI

The SWIFT code contains a minimum of 8 characters, and a maximum of 11 characters:

  • first four characters - bank code (alpha only);

  • next two characters - ISO 3166-1 alpha 2 country code (alpha only);

  • next two characters - location code (alpha and numeric) (passive participants have "1" in the second character); and

  • last three characters - branch code, optional ('XXX' for primary office) (alpha and numeric).

2. Process initial award

You must update ITS.gov with the bank account information prior to processing an initial award to ensure that the beneficiary receives payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to our agency.

3. Add or update bank data using SSA systems

When you add or update IDD bank data using SSA system (e.g. Post Entitlement Online System (POS), MACADE), you must:

  • update ITS.gov on the same day;

  • enter all POS direct deposit changes according to normal procedures;

  • use procedures outlined in the following chart when processing within four business days of the current operational month (COM) cutoff date.

Step

Action

1

Are you coding an initial claim?

If yes, go to step 3.

If no, go to step 2.

2

Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)?

If no, STOP.

REASON: The MBR does not accept the IDD information unless the address is in a foreign country.

If yes, go to step 3.

3

Is the beneficiary's account a XCD account in St. Lucia? If no, STOP.

REASON: Beneficiaries in St. Lucia can only receive IDD payments in XCD accounts.

If yes, go to step 4.

4

The RTN is 700000122 for St. Lucia. It contains the:

  • Multi-country prefix of “70” for St. Lucia IDD;

  • U.S. check digit code of “2” at the end of the RTN for all IDD accounts in St. Lucia.

No need to obtain the check digit code from Title II Interactive Comps.

5

Code the account type:

  • “S” for savings, or

  • “C” for checking.

If the beneficiary does not indicate an account type, use a “C” for checking account.

6

To code the Depositor Account Number (DAN) for St. Lucia, code:

• “S” is designated for St. Lucia,

• 12 digits account number.

7

You must take action on the same business day to enter into ITS.gov all the information listed in GN 02402.332F.

You must access ITS.gov or ask a co-worker to update the required information into ITS.gov.

REMINDER: When information is not available, FRBKC rejects the payment and returns it to our agency.

G. Example of coding St. Lucia direct deposit

The customer provides us with a signup form for St. Lucia containing the account number: “1234567890112233445566”.

1. Derive the RTN

The technician enters the information for the RTN.

  • Code the RTN of 700000122

  • Code the type of account as a “C” for checking or an “S” for savings. If no account type indicated, use a “C” for checking.

2. Derive the DAN

The technician codes the DAN.

  • Start with the country code of “S” designated for St. Lucia; and

  • Code 12 digits account number “123456789011”

3. Obtain the following information:

  • RTN: 700000122

  • Checking

  • DAN: S123456789011

a. POS reflects the direct deposit information

  • DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 700000122 ACCOUNT TYPE (C/S): C

  • DEPOSITOR ACCOUNT NUMBER: S123456789011

  • CANCEL DIRECT DEPOSIT (Y):

  • DIRECT EXPRESS (Y):

b. The MBR reflects the following information

  • RTN- 700000122

  • DAN- CS123456789011

H. References

  • GN 00203.020 Identity of Claimants

  • GN 01010.255 Adjudication of Foreign Claims

  • GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

  • GN 02402.025 Direct Deposit Post Entitlement Interview

  • GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • ITS.gov International Treasury Services (U.S. Treasury system)

 

GN 02402.333 Coding St. Vincent and the Grenadines Bank Data for the (MBR)

A. Background for coding St. Vincent and the Grenadines bank data

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in St. Vincent and the Grenadines. We store IDD bank data on the MBR in the same fields used for U.S. direct deposit.

Special coding identifies the bank data as a St. Vincent and the Grenadines direct deposit. This allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in St. Vincent and the Grenadines to the beneficiary's local FI.

If you receive an IDD request in a U.S. domestic (i.e, non-border) field office (FO), forward all appropriate information to the Office of Earnings and International Operations, (OEIO), Division of International Operations (DIO) to process.

For detailed instructions on IDD requests and forwarding information, see

  • GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • GN 02402.205, Direct Deposit Enrollment Outside the U.S.

  • GN 01010.255, Adjudication of Foreign Claims

  • GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

B. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the following formats:

  • Blank check;

  • SSA-1199-OP25 International Direct Deposit Signup Form for St. Vincent and the Grenadines; or

  • Any document that contains required banking information.

If you receive information with discrepancies, see the following instructions:

C. Multi-country contract

Citibank is the processor bank for IDD to several countries, including St. Vincent and the Grenadines. All Caribbean countries for which Citibank is the processor bank have a prefix of 70 at the beginning of the routing number (RTN) and an assigned letter in the first position of the Depositor Account Number (DAN). The letter assigned for St. Vincent and the Grenadines is “P.”

D. Overview of IDD for St. Vincent and the Grenadines

IDD payments sent to St. Vincent and the Grenadines must be in Eastern Caribbean dollar (XCD) accounts at local FIs. The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO faxes incomplete forms to the FBU that serves St. Vincent and the Grenadines. The FBU contacts the beneficiary or FI for the additional information.

E. Description of St. Vincent and the Grenadines bank data

The data to code IDD for St. Vincent and the Grenadines comes from banks determined by the FRBKC. The bank data on the MBR reflects 22 characters including the country code of P.

F. Procedure for coding St. Vincent and the Grenadines bank data

The FRBKC relies on us to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to our agency.

You may establish or change IDD bank data for St. Vincent and the Grenadines using an SSA system (e.g. Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE)).

You must then go to ITS.gov to enter the following data:

  • account ownership

  • account type;

  • account number;

  • 3 digit bank code;

  • 5 digit branch code (also known as a Transit Number);

  • beneficiary address;

  • beneficiary phone number;

  • country;

  • enrollment status;

  • first and last name of the beneficiary;

  • payee indicator;

  • Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC).

1. Obtain Swift-BIC code from the FI

The SWIFT code contains a minimum of 8 characters, and a maximum of 11 characters:

  • first four characters - bank code (alpha only);

  • next two characters - ISO 3166-1 alpha 2 country code (alpha only);

  • next two characters - location code (alpha and numeric) (passive participants have "1" in the second character); and

  • last three characters - branch code, optional ('XXX' for primary office) (alpha and numeric).

2. Process initial award

You must update ITS.gov with the bank account information prior to processing an initial award to ensure that the beneficiary receives payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to our agency.

3. Add or update bank data using SSA systems

When you add or update IDD bank data using SSA system (e.g. Post Entitlement Online System (POS), MACADE), you must:

  • update ITS.gov on the same day;

  • enter all POS direct deposit changes according to normal procedures;

  • use procedures outlined in the following chart when processing within four business days of the current operational month (COM) cutoff date.

Step

Action

1

Are you coding an initial claim?

If yes, go to step 3.

If no, go to step 2.

2

Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)?

If no, STOP.

REASON: The MBR does not accept the IDD information unless the address is in a foreign country.

If yes, go to step 3.

3

Is the beneficiary's account a XCD account in St. Vincent and the Grenadines? If no, STOP.

REASON: Beneficiaries in St. Vincent and the Grenadines can only receive IDD payments in XCD accounts.

If yes, go to step 4.

4

The RTN is 700000151 for St. Vincent and the Grenadines. It contains the:

  • Multi-country prefix of “70” for St. Vincent and the Grenadines IDD;

  • U.S. check digit code of “1” at the end of the RTN for all IDD accounts in St. Vincent and the Grenadines.

No need to obtain the check digit code from Title II Interactive Comps.

5

Code the account type:

  • “S” for savings, or

  • “C” for checking.

If the beneficiary does not indicate an account type, use a “C” for checking account.

6

To code the Depositor Account Number (DAN) for St. Vincent and the Grenadines, code:

  • P” is designated for St. Vincent and the Grenadines,

  • 12 digits account number.

7

You must take action on the same business day to enter into ITS.gov all the information listed in GN 02402.333F.

You must access ITS.gov or ask a co-worker to update the required information into ITS.gov.

REMINDER: When information is not available, FRBKC rejects the payment and returns it to our agency.

G. Example of coding St. Vincent and the Grenadines direct deposit

The customer provides us with a signup form for St. Vincent and the Grenadines containing the account number: “1234567890112233445566”.

1. Derive the RTN

The technician enters the information for the RTN.

  • Code the RTN of 700000151

  • Code the type of account as a “C” for checking or an “S” for savings. If no account type indicated, use a “C” for checking.

2. Derive the DAN

The technician codes the DAN.

  • Start with the country code of “P” designated for St. Vincent and the Grenadines; and

  • Code 12 digits account number “123456789011”

3. Obtain the following information:

  • RTN: 700000151

  • Checking

  • DAN: P123456789011

a. POS reflects the direct deposit information

  • DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 700000151 ACCOUNT TYPE (C/S): C

  • DEPOSITOR ACCOUNT NUMBER: P123456789011

  • CANCEL DIRECT DEPOSIT (Y):

  • DIRECT EXPRESS (Y):

b. The MBR reflects the following information

  • RTN- 700000151

  • DAN- CP123456789011

H. References

  • GN 00203.020 Identity of Claimants

  • GN 01010.255 Adjudication of Foreign Claims

  • GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

  • GN 02402.025 Direct Deposit Post Entitlement Interview

  • GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • ITS.gov International Treasury Services (U.S. Treasury system)

 

GN 02402.336 Coding St. Kitts and Nevis Bank Data on the Master Beneficiary Record (MBR)

A. Background for coding St. Kitts and Nevis bank data

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in St. Kitts and Nevis. We store IDD bank data on the MBR in the same fields used for U.S. direct deposit.

Special coding identifies the bank data as a St. Kitts and Nevis direct deposit. This allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in St. Kitts and Nevis to the beneficiary's local FI.

If you receive an IDD request in a U.S. domestic (i.e, non-border) field office (FO), forward all appropriate information to the Office of Earnings and International Operations, (OEIO), Division of International Operations (DIO) to process.

For detailed instructions on IDD requests and forwarding information, see

  • GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • GN 02402.205, Direct Deposit Enrollment Outside the U.S.

  • GN 01010.255, Adjudication of Foreign Claims

  • GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

B. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the following formats:

  • Blank check;

  • SSA-1199-OP23 International Direct Deposit Signup Form for St. Kitts and Nevis; or

  • Any document that contains required banking information.

If you receive information with discrepancies, see the following instructions:

C. Multi-country contract

The processing FI in St. Kitts and Nevis will have a prefix of “74” at the beginning of the Routing and Transit Number (RTN). The first letter of the Depositor Account Number (DAN) field has the letter “E” assigned for St. Kitts and Nevis.

D. Overview of IDD for St. Kitts and Nevis

IDD payments sent to St. Kitts and Nevis must be in Eastern Caribbean dollar (XCD) accounts at local FIs. The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO faxes incomplete forms to the FBU that serves St. Kitts and Nevis. The FBU contacts the beneficiary or FI for the additional information.

E. Description of St. Kitts and Nevis IDD bank data

The data to code IDD for St. Kitts and Nevis comes from banks determined by the FRBKC. The bank data on the MBR reflects 22 characters including the country code of E.

F. Procedure for coding St. Kitts and Nevis bank data

The FRBKC relies on us to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to our agency.

You may establish or change IDD bank data for Papua New Guinea using an SSA system (e.g. Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE)).

You must then go to ITS.gov to enter the following data:

  • account ownership;

  • account type;

  • account number;

  • 3 digit bank data;

  • 5 digit branch data (also known as a Transit Number);

  • beneficiary address;

  • beneficiary phone number;

  • country;

  • enrollment status;

  • first and last name of the beneficiary;

  • payee indicator;

  • Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC).

1. Obtain Swift-BIC code from the FI

The SWIFT code contains a minimum of 8 characters, and a maximum of 11 characters:

• first four characters - bank code (alpha only);

• next two characters - ISO 3166-1 alpha 2 country code (alpha only);

• next two characters - location code (alpha and numeric) (passive participants have "1" in the second character); and

• last three characters - branch code, optional ('XXX' for primary office) (alpha and numeric).

2. Process initial award

You must update ITS.gov with the bank account information prior to processing an initial award to ensure that the beneficiary receives payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to our agency.

3. Add or update bank data using SSA systems

When you add or update IDD bank data using SSA system (e.g. Post Entitlement Online System (POS), MACADE), you must:

• update ITS.gov on the same day;

• enter all POS direct deposit changes according to normal procedures;

• use procedures outlined in the following chart when processing within four business days of the current operational month (COM) cutoff date.

Step

Action

1

Are you coding an initial claim?

If yes, go to step 3.

If no, go to step 2.

2

Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)?

If no, STOP.

REASON: The MBR does not accept the IDD information unless the address is in a foreign country.

If yes, go to step 3.

3

Is the beneficiary's account a XCD account in St. Kitts and Nevis? If no, STOP.

REASON: Beneficiaries in St. Kitts and Nevis can only receive IDD payments in XCD accounts.

If yes, go to step 4.

4

The RTN is 740000043 for St. Kitts and Nevis. It contains the:

  • Multi-country prefix of “74” for St. Kitts and Nevis IDD;

  • U.S. check digit code of “3” at the end of the RTN for all IDD accounts in St. Kitts and Nevis.

No need to obtain the check digit code from Title II Interactive Comps.

5

Code the account type:

  • “S” for savings, or

  • “C” for checking.

If the beneficiary does not indicate an account type, use a “C” for checking account.

6

To code the Depositor Account Number (DAN) for St. Kitts and Nevis, code:

  • E” is designated for St. Kitts and Nevis,

  • 12 digits account number.

7

You must take action on the same business day to enter into ITS.gov all the information listed in GN 02402.336F.

You must access ITS.gov or ask a co-worker to update the required information into ITS.gov.

REMINDER: When information is not available, FRBKC rejects the payment and returns it to our agency.

G. Example of coding St. Kitts and Nevis direct deposit

The customer provides us with a signup form for St. Kitts and Nevis containing the account number: “1234567890112233445566”.

1. Derive the RTN

The technician enters the information for the RTN.

  • Code the RTN of 740000043

  • Code the type of account as a “C” for checking or an “S” for savings. If no account type indicated, use a “C” for checking.

2. Derive the DAN

The technician codes the DAN.

  • Start with the country code of “E” designated for St. Kitts and Nevis; and

  • Code 12 digits account number “123456789011”

3. Obtain the following information:

  • RTN: 740000043

  • Checking

  • DAN: E123456789011

a. POS reflects the direct deposit information

• DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 740000043 ACCOUNT TYPE (C/S): C

  • DEPOSITOR ACCOUNT NUMBER: E123456789011

  • CANCEL DIRECT DEPOSIT (Y):

  • DIRECT EXPRESS (Y):

b. The MBR reflects the following information

  • RTN- 740000043

  • DAN- CE123456789011

H. References

  • GN 00203.020 Identity of Claimants

  • GN 01010.255 Adjudication of Foreign Claims

  • GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

  • GN 02402.025 Direct Deposit Post Entitlement Interview

  • GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • ITS.gov International Treasury Services (U.S. Treasury system)

 

GN 02402.364 Coding Dominican Bank Data on the Master Beneficiary Record (MBR)

A. Background for coding Dominica bank data

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Dominica. We store IDD bank data on the MBR in the same fields used for U.S. direct deposit.

Special coding identifies the bank data as a Dominica direct deposit. This allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Dominica to the beneficiary's local FI.

If you receive an IDD request in a U.S. domestic (i.e, non-border) field office (FO), forward all appropriate information to the Office of Earnings and International Operations, (OEIO), Division of International Operations (DIO) to process.

For detailed instructions on IDD requests and forwarding information, see

  • GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • GN 02402.205, Direct Deposit Enrollment Outside the U.S.

  • GN 01010.255, Adjudication of Foreign Claims

  • GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

B. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the following formats:

  • a blank check,

  • an International Direct Deposit Signup Form for Dominica (SSA-1199) (see GN 02402.364G in this section), or

  • any document that contains the required banking information.

If you receive information with discrepancies, see the following instructions:

C. Multi-country contract

The processing FI in Dominica will have a prefix of “66” at the beginning of the routing and transit number (RTN). The first letter of the depositor account number (DAN) field has the letter “W” assigned for Dominica.

D. Overview of IDD for Dominica

IDD payments sent to Dominica must be in Eastern Caribbean dollar (XCD) accounts at local FIs. The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO faxes incomplete forms to the FBU that serves Dominica. The FBU contacts the beneficiary or FI for the additional information.

E. Description of Dominica direct deposit data

The data to code IDD for Dominica comes from banks determined by the FRBKC. The bank data on the MBR reflects 22 characters including the country code of W.

F. Procedure for coding Dominican routing and account numbers

The FRBKC relies on us to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to our agency.

You may establish or change IDD bank data for Dominica using an SSA system (e.g. Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE)).

You must then go to ITS.gov to enter the following data:

  • account ownership

  • account type;

  • account number;

  • 3 digit bank data;

  • 5 digit bank data (also known as a Transit Number);

  • beneficiary address;

  • beneficiary phone number;

  • country;

  • enrollment status;

  • first and last name of the beneficiary;

  • payee indicator;

  • Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC).

1. Obtain Swift-BIC code from the FI

The SWIFT code contains a minimum of 8 characters, and a maximum of 11 characters:

  • first four characters - bank code (alpha only);

  • next two characters - ISO 3166-1 alpha 2 country code (alpha only);

  • next two characters - location code (alpha and numeric) (passive participants have "1" in the second character); and

  • last three characters - branch code, optional ('XXX' for primary office) (alpha and numeric).

2. Process initial award

You must update ITS.gov with the bank account information prior to processing an initial award to ensure that the beneficiary receives payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to our agency.

3. Add or update bank data using SSA systems

When you add or update IDD bank data using SSA system (e.g. Post Entitlement Online System (POS), MACADE), you must:

  • update ITS.gov on the same day;

  • enter all POS direct deposit changes according to normal procedures;

  • use procedures outlined in the following chart when processing within four business days of the current operational month (COM) cutoff date.

Step

Action

1

Are you coding an initial claim?

If yes, go to step 3.

If no, go to step 2.

2

Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)?

If yes, go to step 3.

If no, STOP.

REASON: The MBR will not accept the IDD information.

3

Is the beneficiary's account a XCD account in Dominica? If no, STOP.

REASON: Beneficiaries in Dominica can only receive IDD payments in XCD accounts.

If yes, go to step 4.

4

The RTN is 660000068 for Dominica. It contains the:

• Multi-country prefix of “66” for Dominica IDD;

• U.S. check digit code of “8” at the end of the RTN for all IDD accounts in Dominica.

No need to obtain the check digit code from Title II Interactive Comps.

5

Code the account type:

• “S” for savings, or

• “C” for checking.

If the beneficiary does not indicate an account type, use a “C” for checking account.

6

To code the Depositor Account Number (DAN) for Dominica, code:

• “W” is designated for Dominica,

• 12 digits account number,

7

You must take action on the same business day to enter into ITS.gov all the information listed in GN 02402.364F.

You must access ITS.gov or ask a co-worker to update the required information into ITS.gov.

REMINDER: When information is not available, FRBKC rejects the payment and returns it to our agency.

G. Example of coding Dominican bank data

The customer provides us with a signup form for Dominica containing the account number: “1234567890112233445566”.

1. Derive the RTN

The technician enters the information for the RTN.

• Code the RTN of 660000068

• Code the type of account as a “C” for checking or an “S” for savings. If no account type indicated, use a “C” for checking.

2. Derive the DAN

The technician codes the DAN.

• Start with the country code of “W” designated for Dominica; and

• Code 12 digits account number “123456789011”

The coder will obtain the following:

RTN: 660000068

Checking

DAN: W123456789011

The coding in POS will reflect:

DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 660000068

ACCOUNT TYPE (C/S): C

DEPOSITOR ACCOUNT NUMBER: W123456789011

CANCEL DIRECT DEPOSIT (Y):

DIRECT EXPRESS (Y):

The MBR will reflect the following information:

RTN-660000068 DAN-W123456789011

H. Exhibit of Form SSA-1199 (Dominica)

To view this form click on: SSA-1199-OP113.

I. Dominica bank codes

Bank Codes for Dominica:

 

GN 02402.412 Coding Montserrat Bank Data on the Master Beneficiary Record (MBR)

A. Background for coding Montserrat bank data

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Montserrat. We store IDD bank data on the MBR in the same fields used for U.S. direct deposit.

Special coding identifies the bank data as a Montserrat direct deposit. This allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Montserrat to the beneficiary's local FI.

If you receive an IDD request in a U.S. domestic (i.e, non-border) field office (FO), forward all appropriate information to the Office of Earnings and International Operations, (OEIO), Division of International Operations (DIO) to process.

For detail on IDD requests and forwarding information, see:

  • GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • GN 02402.205, Direct Deposit Enrollment Outside the U.S.

  • GN 01010.255, Adjudication of Foreign Claims

  • GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

B. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the following formats:

  • Blank check;

  • SSA-1199-OP90 International Direct Deposit Signup Form for Montserrat; or

  • Any document that contains required banking information.

If you receive information with discrepancies, see the following instructions:

C. Multi-country contract

The processing FI in Montserrat will have a prefix of “71” at the beginning of the Routing and Transit Number (RTN). The first letter of the Depositor Account Number (DAN) field has the letter “U” assigned for Montserrat.

D. Overview of IDD for Montserrat

IDD payments sent to Montserrat must be in Eastern Caribbean dollar (XCD) accounts at local FIs. The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO faxes incomplete forms to the FBU that serves Montserrat. The FBU contacts the beneficiary or FI for the additional information.

E. Description of IDD bank data for Montserrat

The data for coding IDD for Montserrat comes from banks determined by the FRBKC. The bank data on the MBR reflects 27 characters including the country code of U.

F. Policy to code bank data for Montserrat

The FRBKC relies on us to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to us. When you use our system to establish or change IDD bank data for Montserrat (e.g. Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE)), you must go to ITS.gov to enter:

  • account ownership;

  • account type;

  • account number;

  • 3 digit bank code;

  • 5 digit branch code (also known as a Transit Number);

  • beneficiary address;

  • country;

  • enrollment status;

  • first and last name of the beneficiary;

  • payee indicator;

  • Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC).

NOTE: The bank, branch, account number radio button is required.

1. Obtain Swift-BIC code from the FI

The SWIFT code contains a minimum of 8 characters, and a maximum of 11 characters:

  • first four characters - bank code (alpha only);

  • next two characters - ISO 3166-1 alpha 2 country code (alpha only);

  • next two characters - location code (alpha and numeric) (passive participants have "1" in the second character); and

  • last three characters - branch code, optional ('XXX' for primary office) (alpha and numeric).

2. Process initial award

You must update ITS.gov with the bank account information prior to processing an initial award to ensure that the beneficiary receives payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to our agency.

3. Add or update bank data using our systems

When you add or update IDD bank data using our system (e.g. Post Entitlement Online System (POS), MACADE), you must:

  • update ITS.gov on the same day;

  • enter all POS direct deposit changes according to normal procedures;

  • use the chart in this section when you process within four business days of the current operational month (COM) cutoff date.

 

Step

Action

1

Are you coding an initial claim?

If yes, go to step 3.

If no, go to step 2.

2

Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)?

If no, STOP.

REASON: The MBR does not accept the IDD information unless the address is in a foreign country.

If yes, go to step 3.

3

Is the beneficiary's account a XCD account in Montserrat? If no, STOP.

REASON: Beneficiaries in Montserrat can only receive IDD payments in XCD accounts.

If yes, go to step 4.

4

The RTN is 710000060 RTN for Montserrat. It contains the:

Multi-country prefix for Montserrat IDD is “71”

U.S. check digit code of “0” for all IDD accounts in Montserrat (at the end of the RTN).

No need to obtain the check digit code from Title II Interactive Comps.

5

Code the account type:

“S” for savings, or

“C” for checking.

If the beneficiary does not indicate an account type, use a “C” for checking account.

6

To code the Depositor Account Number (DAN) for Montserrat, code:

U” is designated for Montserrat,

16 digits of the 29-digit account number,

7

You must take action on the same business day to enter all the information into ITS.gov listed in the introduction of GN 02402.412F in this section.

You must access ITS.gov or ask a co-worker to update the required information into ITS.gov.

FRBKC rejects the payment and returns it to us when we do not send all required information.

G. Example of coding direct deposit for Montserrat

The customer provides us with a signup form for Montserrat containing the account number: “12345678901122334455667788990.”

1. Derive the RTN

Enter the information for the RTN.

  • Code the RTN of 710000060

  • Code the type of account as a “C” for checking or an “S” for savings. If no account type indicated, use a “C” for checking.

2. Derive the DAN

Code the DAN for Montserrat.

  • Start with the country code of “U” designated for Montserrat; and

  • Code 16 digits of the 29-digit account number “1234567890112233”

  1. a. 

    You must obtain the following:

    • RTN: 710000060

    • Checking

    • DAN: U1234567890112233

  2. b. 

    The POS coding reflects this information :

    • DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 710000060 ACCOUNT TYPE (C/S): C

    • DEPOSITOR ACCOUNT NUMBER: U1234567890112233

    • CANCEL DIRECT DEPOSIT (Y):

    • DIRECT EXPRESS (Y):

  3. c. 

    The MBR reflects this information:

    • RTN- 710000060

    • DAN- CU1234567890112233

H. References

  • GN 00203.020 Identity of Claimants

  • GN 01010.255, Adjudication of Foreign Claims

  • GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

  • GN 02402.025 Direct Deposit Post Entitlement Interview

  • GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • GN 02402.205, Direct Deposit Enrollment Outside the U.S.

  • ITS.gov International Treasury Services (U.S. Treasury system)


GN 02402 TN 190 - Direct Deposit - Title II and Title XVI - 5/05/2021