Retention Date: December 30, 2025
Purpose
Effective July 28, 2025, beneficiaries in Burkina Faso may receive payments via International Direct Deposit (IDD). Additionally, Libya now requires technicians to enter a pseudo RTN of 740002216, full bank name, branch address, and an International Bank Account Number (IBAN) when processing IDD payments. This Emergency Message (EM) informs technicians about coding IDD bank data on the Master Beneficiary Record (MBR) for Title II benefits sent to financial institutions in Libya and Burkina Faso. We store IDD bank data on the MBR in the same fields used for U.S. direct deposit.
Background
IDD service is a joint effort between our agency and its fiscal agent, the Federal Reserve Bank of Kansas City (FRBKC). The process used to make direct deposit payments is generally similar among countries. If you receive an IDD request in a U.S. domestic (i.e, non-border) field office (FO), forward all appropriate information to the Office of Earnings and International Operations, (OEIO), Division of International Operations (DIO) to process.
Instructions for Burkina Faso
The processing FI in Burkina Faso will have a prefix of “75” at the beginning of the Routing and Transit Number (RTN). The first letter of the Depositor Account Number (DAN) field has the letter “S” assigned for Burkina Faso.
IDD payments sent to Burkina Faso must be in West African CFA Franc (XOF) accounts at local FIs. The beneficiary must provide complete information to OEIO or the Federal Benefits Unit (FBU) for input. DIO faxes incomplete forms to the FBU that serves Burkina Faso. The FBU contacts the beneficiary or FI for the additional information.
The data to code IDD for Burkina Faso comes from banks determined by the FRBKC. The bank data on the MBR reflects 27 characters including the country code of S.
Procedure for coding Burkina Faso bank data
The FRBKC relies on us to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to our agency.
You may establish or change IDD bank data for Burkina Faso using an SSA system (e.g. Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE), etc.).
You must then go to ITS.gov to enter the following data:
· account number
· account ownership
· account type
· address
· country
· enrollment status
· first and last name of the beneficiary
· payee indicator
· Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC).
The SWIFT code contains a maximum of 8 characters:
· first four characters - bank code (alpha only);
· next two characters - ISO 3166-1 alpha 2 country code (alpha only);
· next two characters - location code (alpha and numeric) (passive participants have "1" in the second character).
ITS.gov instructions for Burkina Faso
You must update ITS.gov with the bank account information prior to processing an initial award to ensure that the beneficiary receives payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to our agency.
Inputting bank data to the SSA system for Burkina Faso
When you add or update IDD bank data using a SSA system (e.g. Post Entitlement Online System (POS), MACADE, etc.), you must:
· update ITS.gov on the same day;
· enter all POS direct deposit changes according to normal procedures;
· use procedures outlined in the following chart when processing within four business days of the current operational month (COM) cutoff date.
| STEP | Action |
| 1 | Are you coding an initial claim?
If yes, go to step 3.
If no, go to step 2. |
| 2 | Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)?
If no, STOP.
REASON: The MBR does not accept the IDD information unless the address is in a foreign country.
If yes, go to step 3. |
| 3 | Is the beneficiary's account a XOF account in Burkina Faso? If no, STOP.
REASON: Beneficiaries in Burkina Faso can only receive IDD payments in XOF accounts.
If yes, go to step 4. |
| 4 | The RTN is 750000156 for Burkina Faso. It contains the:
· Multi-country prefix of “75” for Burkina Faso IDD;
· U.S. check digit code of “6” at the end of the RTN for all IDD accounts in Burkina Faso.
No need to obtain the check digit code from Title II Interactive Comps. |
| 5 | Code the account type:
· “S” for savings, or
· “C” for checking.
If the beneficiary does not indicate an account type, use a “C” for checking account. |
| 6 | To code the DAN for Burkina Faso, code:
· “S” designated for Burkina Faso,
· 16 digits of the 29-digit account number.
|
| 7 | You must take action on the same business day to enter into ITS.gov all the information listed in the “Procedure for coding Burkina Faso bank data.” You must access ITS.gov or ask a co-worker to update the required information into ITS.gov.
REMINDER : When information is not available, FRBKC rejects the payment and returns it to our agency. |
Example of coding Burkina Faso direct Deposit
The customer provides us with the account number: 12345678901122334455667788990
The technician enters the information for the RTN.
· Code the RTN of 750000156
· Code the type of account as a “C” for checking or an “S” for savings. If no account type indicated, use a “C” for checking.
2. Derive the DAN
The technician codes the DAN.
· Start with the country code of “S” designated for Burkina Faso; and
· Code 16-digits of the 29-digit account number “1234567890112233”
As a result of the inputs, POS will reflect the following:
· DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 750000156 ACCOUNT TYPE (C/S): C or S
· DEPOSITOR ACCOUNT NUMBER: S1234567890112233
The MBR will reflect the following:
· RTN- 750000156
· DAN- CS1234567890112233
Instructions update for Libya
Technicians must enter the pseudo RTN of 740002216 and an IBAN when processing IDD payments.
You must then go to ITS.gov to enter the following data:
· account ownership
· account type
· bank address
· bank name
· beneficiary address - (no P.O. Box address allowed)
· country
· enrollment status
· first and last name of the beneficiary
· International Bank Account Number (IBAN)
· payee indicator
· reclamation country
· Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC)
Procedure for coding Libya bank data in an SSA system (DAN and RTN)
When entering the RTN into the SSA system for Libya, do the following:
· Code the pseudo RTN of 740002216;
· Code the type of account as a “C” for checking or an “S” for savings. If no account type indicated, use a “C” for checking
When coding the DAN for Libya do the following:
· Code “R” which is the country code.
· Code the 15-digit account number derived from the IBAN. Follow example provided.
NOTE: Be sure to input the full IBAN through ITS.gov.
Example of bank data for Libya
The customer provides us with the following IBAN information:
LY83 002 048 0000201001 20361
Enter the DAN information into the system as follows.
· Code the letter “R” for the country code
· Code the 15-digit account number “000020100120361” (from the IBAN)
NOTE: When you input the DAN into an SSA system, you must omit the ISO country code of “LY” and the IBAN check digits “83”. When you input the IBAN and SWIFT into ITS.gov for Libya, you must enter the full IBAN in the IBAN field. ITS.gov will automatically remove the ISO characters when it translates the RTN and DAN.
POS reflects the direct deposit information
· DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 740002216 ACCOUNT TYPE (C/S): C
· DEPOSITOR ACCOUNT NUMBER: R000020100120361
· CANCEL DIRECT DEPOSIT (Y):
· DIRECT EXPRESS (Y):
The MBR reflects the following information
· RTN: 740002216
· DAN: R000020100120361
Direct all program-related and technical questions to your office Technical Expert (TE) or Program Service Center (PSC) Operations Analysis (OA) staff. RO support staff or PSC OA staff may refer questions, concerns or problems to their Central Office contacts.
References
GN 02402. 201 Background and Policy for Direct Deposit Outside the U.S.