Mrs. Jones is an aged individual who has received SSI since January 1974. She has no income, and lives in her own home with her niece, Helen, who is her essential person. Helen works part-time, and was paid $450 in January 1988, and $360 in February and March. To determine Mrs. Jones' eligibility for January, first deem Helen's income ($450) to be Mrs. Jones' unearned income. Then subtract the $20 general income exclusion, leaving $430. Since the countable income is less than the 1988 FBR plus the essential person increment ($354 + $177 = $531), Mrs. Jones remains eligible. To determine her payment amount, use Mrs. Jones' countable income (including deemed income from her essential person) in November. Mrs. Jones' payment amount for March is $101 ($430 countable income in January subtracted from the FBR plus essential person increment for March).