An applicant filing for benefits under the Agreement with Finland must complete Form
            SSA-2490-BK (Application for Benefits Under a U.S. International Social Security Agreement).
            This is true whether the applicant is filing for benefits only from the United States,
            only from Finland, or from both countries.
         
         The Form SSA-2490-BK is available through MCS, but claims-taking personnel may only
            use the MCS version when the number holder (NH) is filing for
         
         
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                  • 
                     U.S. retirement or disability Totalization benefits alone; or 
 
 
- 
               
                  • 
                     U.S. retirement or disability benefits (regular or Totalization) and concurrently
                        for Finnish benefits.
                      
 
 
Claims-taking personnel may not use the MCS version of the Form SSA-2490-BK to assist applicants in filing for:
         
         
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                  • 
                     Finnish benefits only; or 
 
 
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                  • 
                     U.S. or Finnish survivors benefits. 
 
 
The applicant must use a paper Form SSA-2490-BK application form in the latter cases.
            It is not necessary to take a SSA-2490-BK in claims for U.S. auxiliary benefits in
            life cases since claims-taking personnel completed this form previously in connection
            with the NH's claim.)
         
         
            
            
               
               Claimants may file applications for Finnish benefits up to six months in advance of
                  the entitlement date.