TN 42 (10-23)

RS 00301.130 Freeze Insured Status Requirements


1. What is Freeze Insured Status?

A NH has freeze insured status in a quarter if they:

  1. a. 

    Have at least 20 QC's in a period of 40 consecutive calendar quarters ending with that quarter; (see RS 00301.140 for alternative applicable to disability before age 31; see RS 00301.150 for statutory blindness exception); and

  2. b. 

    Are fully insured (see RS 00301.105).

IMPORTANT: If the worker is an alien whose SSN was first assigned on or after January 1, 2004, then they must meet additional requirements under Section 211 of the Social Security Protection Act of 2004 (Public Law 108-203), to be insured and to establish entitlement based on their earnings. See RS 00301.102 for a full discussion of these requirements.

2. Retirement Age for Fully Insured Status

  1. a. 

    Female's retirement age is 62.

  2. b. 

    Male's retirement age :

    • born 1/2/1913 or later is 62

    • born 1/2/1911 to 1/1/1913 is deemed to have attained retirement age of 62 in 1975

    • born 1/1/1911 or earlier - is age 65.

3. Effect of DDS Determination On Freeze

A NH may have freeze insured status in the quarter of alleged onset of disability but may not be insured in the quarter of onset established by the Disability Determination Services (DDS). A freeze will not be established if insured status is last met in any quarter before the quarter of disability established by the DDS.

To Link to this section - Use this URL:
RS 00301.130 - Freeze Insured Status Requirements - 10/06/2023
Batch run: 10/06/2023