An individual who is competent and physically able to transact business must file
                  the individual's own request for enrollment. The enrollment request must be filed
                  during a prescribed enrollment period. See HI 00805.060.
               
               An individual who is incompetent, or is competent but physically unable to apply for
                  enrollment, may be enrolled by a legal guardian or representative payee, if the individual
                  has one.
               
               If there is no representative payee (e.g., the individual is a non-beneficiary), the
                  person providing care and/or support may enroll the individual. If such person is
                  unwilling or uninterested, some other relative or friend willing to assume responsibility for premium
                     payments  may file an enrollment request on behalf of the individual.