Social Security
                  Administration
         Medicare
                  Prescription Drug Assistance 
         Notice of
                  Denial
                              
                                                                                       Great
            Lakes Program Service Center
         
                                                                                       600
            West Madison Street
         
                                                                                       Chicago,
            Illinois 60661-2474
         
                                                                                       Date:
            November 23, 2005
         
                                                                                       Social
            Security Number: 123-00-6789
         
          
         JOHN Q. PUBLIC
         123 MAIN ST
         SPRINGFIELD OH 45501
          
          
          
         We have determined you are not eligible for extra help with Medicare prescription
            drug plan costs. This determination is based on the letter we previously sent you
            and any additional information you submitted.
         
          
         The rest of this notice explains how we determined that you are not eligible, the
            information we used to make this decision, how to sign up for a Medicare prescription
            drug plan, what to do if your situation changes, and your appeal rights.
         
          
         Why You Are Not Eligible For Help With
               Your Prescription Drug Plan Costs
          
         You are not eligible for extra help to pay your Medicare prescription drug plan costs,
            also known as subsidy, because your income is above the limit established by law.
         
          
         Information Used In Making The Decision   
          
         When you are married and live with your spouse, we count the resources and income
            for both of you when we determine your eligibility for this extra help.
         
          
         You and your spouse have the following resources:
          
         
            - 
               
            
- 
               
                  • 
                     Stocks, bonds, or other investments. 
 
 
 
         Your resources we count are less than $10,000. The enclosed worksheet shows you how
            we counted your resources.
         
          
         You have 5 persons in your household. When we determine the size of your household,
            we count you, your spouse who lives with you, and any relative who lives with you
            and receives one-half support from you or your spouse.
         
          
         You and your spouse have the following yearly income:
          
         
            - 
               
                  • 
                     Other pensions or annuities of $28,000 
 
 
 
         Your income we count is 150% or more of the Federal Poverty Level. The enclosed worksheet
            shows you how we counted your income.
         
          
         How To Sign Up For A Medicare Prescription
               Drug Plan
          
         You do not need to receive this extra help paying for the costs related to your Medicare
            prescription drug plan in order to be eligible to enroll in a Medicare prescription
            drug plan or Medicare Advantage drug plan. You can enroll beginning November 15, 2005.
            For more information about the prescription drug plans available in your area, go
            to www.medicare.gov on the Internet or call toll-free 1-800-MEDICARE (1-800-633-4227). If you are deaf
            or hard of hearing, you may call the Medicare TTY number toll-free at 1-877-486-2048.
         
          
         What To Do If Your Situation Changes
          
         If at any time in the future you think you qualify for this extra help, also known
            as a subsidy, please contact us immediately about filing a new application.
         
          
         If You Disagree With The Decision    
          
         If you disagree with the decision, you have the right to appeal. We will provide you
            with a hearing by telephone or a case review. We will look at any new information
            you have. The person who will conduct the hearing or case review had no prior involvement
            in the first decision. We will review those parts of the decision which you believe
            are wrong and will look at any new facts you have. We may also review those parts
            which you believe are correct and may make them unfavorable or less favorable to you.
         
          
         If you want this appeal, either by a hearing or a case review, you may request it
            by calling toll-free 1-800-772-1213.
         
          
         
            - 
               
                  • 
                     You have 60 days to ask for an appeal. 
 
 
- 
               
                  • 
                     The 60 days start the day after you get this letter. We assume you got this letter
                        5 days after the date on it unless you show us that you did not get it within the
                        5-day period.
                      
 
 
- 
               
                  • 
                     You must have a good reason for waiting more than 60 days. 
 
 
- 
               
                  • 
                     You can call to request an appeal. You can also obtain a copy of the form SSA-1021,
                        “Request for Appeal of Determination for Help with Medicare Prescription Drug Plan
                        Costs” from www.socialsecurity.gov. Contact us if you need help.
                      
 
 
 
         If You Want Help With Your Appeal   
          
         You can have a lawyer, friend, or someone else help you. Your local Social Security
            office has a list of groups that can help you. These groups can find a
         
         lawyer or give you free legal services if you qualify. There are also lawyers who
            do not charge unless you win your appeal.
         
          
         Information About Medicare Savings Programs
          
         You may be able to get more help with your Medicare health care costs through programs
            run by your State. The additional help from these Medicare Savings Programs can be
            worth more than $900 a year. To get this help, please call your State’s medical assistance
            (Medicaid) office or your social service office and ask about the Medicare Savings
            Programs. You can get the local phone number for these offices by calling Medicare
            toll-free at 1-800-MEDICARE (1-800-633-4227). If you are deaf or hard of hearing,
            you may call the Medicare TTY number toll-free at 1-877-486-2048.
         
          
         How You May Be Able to Receive SSI   
          
         It does not appear that you are eligible for Supplemental Security Income (SSI) benefits.
            However, you may still want to file an SSI application if you have not already done
            so. If you file an SSI application, you will receive a formal decision of your eligibility.
            If you do not agree with the decision, you may appeal. If you decide to file, it is
            important that you get in touch with Social Security right away. You may call us toll-free
            at 1-800-772-1213. If you file an application more than 60 days from the date of this
            notice, and you are found eligible, you may lose SSI benefits.
         
          
         If You Have Any Questions
          
         For information about Medicare prescription drug plans or other Medicare issues, visit
            www.medicare.gov on the Internet or call toll-free 1-800-MEDICARE (1-800-633-4227). If you are deaf
            or hard of hearing, you may call the Medicare TTY number toll-free at 1-877-486-2048.
         
          
         For information about the extra help with the costs related to Medicare prescription
            drug plans or general information about Social Security, visit our website at www.socialsecurity.gov on the Internet. You may also call Social Security toll-free at 1-800-772-1213. If
            you are deaf or hard of hearing, you may call our TTY number toll-free at 1-800-325-0778.
            We can answer most questions by phone.
         
          
         You can also write or visit any Social Security office. The office that serves your
            area is located at:
         
         Social Security
         2026 W. Main St.
         Springfield OH 45501
          
                                                                      Telephone: 937-325-0674
         If you do call or visit an office, please have this letter with you. It will help
            us answer your questions.
         
          
          
          
                                                                                             Regional
            Commissioner
         
          
         Enclosure(s):
         Resource Worksheet
         Income Worksheet