We paid you $*F1 more in *F2 benefits than you were due.*F3 (E3106.1)
 How To Pay Us Back
         Please refund this overpayment within 30 days. Make your check 
 or money order payable to "Social Security Administration." 
 Include the claim number shown above on the check or money 
 order, and send it to us in the enclosed envelope. If you 
 cannot refund the full $*F1 now, please submit (a) a partial 
 payment; (b) an explanation of your financial situation; and (c) 
 a definite plan to repay the balance. (3106E)
 *F2
         
         (Use the UTI below only when the beneficiary is receiving other program benefits)
         Instead of sending us a refund, we can withhold part or all of 
 your overpayment from your *F1. This method of repayment is 
 voluntary. You may stop the withholding at any time. We will 
 not change your *F2 if you do not choose this method of 
 repayment. If you want us to withhold the overpayment from your 
 *F3, please get in touch with us right away. (3106A)
         If You Think You Should Not Have To Pay Us Back
         You may not have to pay us back. Sometimes we can waive the 
 collection of an overpayment, which means you will not have to 
 pay us back. For us to waive the collection of your 
 overpayment, two things must be true.
         
         
            - 
               
                  • 
                     It was not your fault that you got too much Social Security 
 money.
 AND
 
 
 
- 
               
                  • 
                     Paying us back would mean you cannot pay your bills for 
 food, clothing, housing, medical care, or other necessary
 expenses, or it would be unfair for some other reason.
 If you think these are true about you, contact any Social Security office 1.
 You can ask for waiver at any time by filling out the waiver form. The form number
                        is SSA-632-BK. We will not collect the
 overpayment while we decide if we can waive collection.
 
 You may need to show us proof of your monthly income, expenses,
 and assets. Examples are pay stubs, pension records, rent
 receipts, utility bills and bank statements. (3106B)
 
 
 
If You Disagree With The Decision
         If you disagree with the decision, you have the right to appeal. 
 A person who did not make the first decision will decide your 
 case. We will review your case again and consider any new facts 
 you have.
         
         
            - 
               
                  • 
                     You have 60 days to ask for an appeal. If you ask in the 
 next 30 days, you will not have to pay us back until we
 decide your case.
 
 
 
- 
               
                  • 
                     Both the 30- and 60-day periods start the day after you 
 receive this letter. We assume you got this letter 5 days
 after the date on it, unless you show us that you did not
 get it within the 5-day period.
 
 
 
- 
               
                  • 
                     You must have a good reason if you wait more than 60 days to 
 ask for an appeal.
 You have to ask for an appeal in writing. We will ask you 
 to sign a form called, "Request For Reconsideration." The
 form number is SSA-561-U2. To get this form, contact one of
 our offices. We can help you fill out the form.
 We are enclosing a pamphlet called "Important Information About Your Appeal and Waiver
                        Rights." Please be sure to read it.
 Even if you do not want to request reconsideration or waiver,
 call us at 1-800-772-1213 if you have any questions. (3106C Domestic)
 
 
 
Or
         If you disagree with the decision, you have the right to appeal. 
 A person who did not make the first decision will decide your 
 case. We will review your case again and consider any new facts 
 you have.
         
         
            - 
               
                  • 
                     You have 60 days to ask for an appeal. If you ask in the 
 next 30 days, you will not have to pay us back until we decide your case.
 
 
 
- 
               
                  • 
                     Both the 30- and 60-day periods start the day after you 
 receive this letter.
 
 
 
- 
               
                  • 
                     You must have a good reason if you wait more than 60 days to 
 ask for an appeal.
 
 
 
- 
               
                  • 
                     You have to ask for an appeal in writing. 
 
 
We are enclosing a pamphlet called "Important Information About 
 Your Appeal and Waiver Rights." Please be sure to read it. 
 
 Even if you do not want to request reconsideration or waiver, please call, write
            or visit (1) if you have any questions. Please take this letter with you if you do visit an office.
            (3106D Foreign)
         If You Want Help With Your Appeal2 (REPC01)
         You may choose to have a representative help you. We will work 
 with this person just as we would work with you. If you decide 
 to have a representative, you should find one quickly so that 
 person can start preparing your case. 
 Many representatives charge a fee only if you receive benefits. 
 Others may represent you for free. Usually, your representative 
 may not charge a fee unless we approve it. Your local Social 
 Security office can give you a list of groups that can help you 
 find a representative. 
 If you get a representative, you or that person must notify us in 
 writing. You may use our Form SSA-1696 "Appointment of 
 Representative." Any local Social Security office can give you 
 this form. (REP002)
         Suspect Social Security Fraud? 
 Please visit http://oig.ssa.gov/r or call the Inspector 
 General's Fraud Hotline at 1-800-269-0271 (TTY 1-866-501-2101). 
 If You Have Any Questions  
         We invite you to visit our website at www.socialsecurity.gov on 
 the Internet to find general information about Social Security. 
 If you have any specific questions, you may call us toll-free at 
 1-800-772-1213, or call your local Social Security office at 
 1-*F3- *F4- *F5. We can answer most questions over the phone. 
 If you are deaf or hard of hearing, you may call our TTY number, 
 1-800-325-0778. You can also write or visit any Social Security 
 office. The office that serves your area is located at: 
 *F6 
 *F7 
 *F8 
 *F9 *F10- *F11 
 If you do call or visit an office, please have this letter with 
 you. It will help us answer your questions. Also, if you plan 
 to visit an office, you may call ahead to make an appointment. 
 This will help us serve you more quickly when you arrive at the 
 office. (CTDO Domestic)
          
         Enclosures (2): 
         SSA-3105
         Refund envelope