We have considered your application for Social Security retirement benefits. You are
not entitled to benefits now because you have not worked long enough under Social
Why we can not pay you
To get benefits, you need to have a certain amount of work credits under Social Security.
We explain how these credits are earned and how many a person needs in the enclosed
pamphlet, “How You Earn Social Security Credits.”
Using the date of birth you gave us, you need (1) credits. You have only (2) credits. You should apply again if you earn the additional credits you need.
Other Social Security benefits
If you disagree with the decision
If you want help with your appeal1
If you have any questions
3901C - Domestic
3901D - Foreign
SSA Pub. No. 05-10072
1 If the person lives outside the U.S. or has an attorney, omit this paragraph.