ENC003 – ENCLOSURE REMARKS

ENT004 – MATURING ACTION – LEDGER ACCOUNT FILE (LAF) C TO LAF S FOR LESSDO FOR SUPPLEMENTAL MEDICAL INSURANCE

We told (1) earlier that when we started paying (2) benefits, we would adjust them for medical insurance premiums.

ENT007 – MATURING ACTION – SUPPLEMENTAL MEDICAL INSURANCE DEDUCTED FROM BENEFITS

(1) will get benefits starting (2). We told (3) earlier that when we started paying (4) benefits, we would adjust them for medical insurance premiums.

ENT009 – LUMP SUM DEATH PAYMENT (LSDP) PAID TO WIDOW(ER) – NUMBER HOLDER (NH) DIED

(1) (2) entitled to a Social Security payment of (3) because of the death of (4) (5).

ENT026 – FOR CERTAIN AWARDS, FULL RETIREMENT AGE (FRA), ENTITLEMENT CONVERSIONS

(1) (2) entitled to monthly (3) benefits beginning (4).

ENT036 – BENEFICIARY IDENTIFICATION CODE (BIC) B OR E TERMINATED DUE TO LAST CHILD IN CARE

(1) may be able to receive payments once more if (2) (3) taking care of a child of (4). The child must be under age 16 or disabled and qualify for child's payments. If (5) (6) to do this, (7) should get in touch with us again.

ENT039 – STUDENT TERMINATION PRIOR TO AGE 19

(1) may be able to receive payments again if (2) (3) an elementary or secondary level school full-time during any month before age 19. If this happens, (4) should get in touch with us again.

ENT041 – BENEFICIARY IDENTIFICATION CODE (BIC) B2 TO B BASED ON AGE

(1) entitled to spouse benefits based on having a child in (2) care for (3). Beginning (4), (5) became entitled to spouse benefits based on (6) age.

ENT047 – STUDENT AWARD OR STUDENT CHILDHOOD DISABILITY BENEFIT (CDB) AWARD

(1) (2) for child's payments as a student beginning (3).

ENT049 – STUDENT AWARD OR STUDENT REINSTATEMENT

Based on the information we have, (1) entitlement will continue through (2). We will send (3) another letter when (4) entitlement ends.

ENT053 – MONTHLY BENEFIT AMOUNT (MBA) EQUAL ZERO DUE TO DISABILITY MAXIMUM (DMAX) - (HISTORY REASON FOR SUSPENSION OR TERMINATION (HRFST) OF TECHNICAL ENTITLEMENT (TECENT)

We cannot pay benefits because all of the money we can pay on this record is already being paid to (1).

ENT060 – B TO D CONVERSION WHEN NUMBER HOLDER DIES

We have not determined the amount of (1) monthly (2) benefit payment. When we complete our review of (3) record, you will receive another notice explaining (4) entitlement to (5) benefits.

ENT061 – STUDENT TERMINATION PRIOR TO AGE 19

(1) also may be able to receive payments again if (2) (3) disabled before age 22 and (4) not married since (5) last entitlement, unless the marriage is void or annulled. If this happens, (6) should get in touch with us again.

ENT062 – NO CHANGE IN THE MONTH OF ELECTION (MOEL) DATA BASED ON THE ANNUAL REPORT DATA

We reviewed (1) record. When (2) applied, (3) asked us to start (4) benefits in (5). We found that (6) is still the month when benefits should start.

ENT070 – DISABILITY INSURANCE BENEFITS (DIB) TO RETIREMENT INSURANCE BENEFITS (RIB) AT FULL RETIREMENT AGE (FRA) WHEN PAYMENT IDENTIFICATION CODE (PIC) A CONFIRMS DATE OF BIRTH

Based on the information given to us, (1) born on (2).

ENT071 – DISABILITY INSURANCE BENEFITS (DIB) TO RETIREMENT INSURANCE BENEFITS (RIB) AT FULL RETIREMENT AGE (FRA) FOR PIC A

We are changing the type of benefit (1) from Social Security. Beginning (2), (3) entitled to retirement benefits. (4) no longer entitled to disability benefits because (5) reached full retirement age.

ERNC03 – CAPTION

Some Earnings May Not Count

ERNC04 – CAPTION

The Earnings Limit

ERNC05 – CAPTION

Based On (1) (2) Earnings

ERNC06 – REFER TO WORKSHEET HEADER NL 00730.149D

ERNH01 – REFER TO WORKSHEET HEADER NL 00730.149D

ERN009 – PROVIDES THE AMOUNT A BENEFICIARY EXPECTS TO EARN IN THE CURRENT YEAR

Our records also show that (1) to earn (2) this year.

ERN010 – EARNINGS THAT DO NOT AFFECT SOCIAL SECURITY BENEFITS.

We may not have to count all of the earnings reported for (1) in (2). Only the wages that (3) in a given year may affect Social Security benefits for that year. Here are some types of earnings that we don't count:

• •

  bonuses, vacation or sick pay, severance pay, or

• •

  commissions that (4) in one year, but do not earn in the same year;

• •

  retirement payments from a pension fund that may have been reported as wages.

Please contact us and let us know if (5):

• •

  received some money in (6) but actually earned the money before (7); or

• •

  earned a different amount in (8); or

• •

  had a net loss from self-employment in (9).

If (10) self-employed and had a net loss, we can subtract the amount of the loss from (11) wages for (12). If (13) self-employed, we won't count any income (14) received after (15) became entitled to Social Security if that income is for work performed before (16) became entitled to Social Security.

ERN016 – REFER TO WORKSHEET HEADER NL 00730.149D

ERN019 – REFER TO WORKSHEET HEADER NL 00730.149D

ERN021 – EARNINGS CHANGE BUT BENEFITS ARE NOT CHANGING

We are writing to you about (1) work and earnings for (2). Our records show that (3) (4) (5).

ERN022 – FULL RETIREMENT AGE (FRA) YEAR ANNUAL EARNINGS TEST

In the year (1) age (2), we only count (3) earnings for months before (4) age (5). If (6) less than (7) in the months before (8) age (9), (10) can get all of (11) benefits. Our records show (12) became age (13) on (14). We figured (15) earned about (16) in the months before full retirement age.

ERN025 – CALCULATIONS OF THE BENEFICIARY’S PRE-FULL RETIREMENT AGE (FRA) EARNINGS IN THE FULL RETIREMENT AGE (FRA) YEAR

Here is how we figured (1) earnings for the months before (2) became age (3). First, we had to find (4) average earnings for each month. Our records show (5) earned (6) in (7). So we divided these earnings by 12 (the number of months in a year). Then, we multiplied this number times (8), which is the number of months before (9) turned age (10). Based on this, we figure (11) earned about (12) in the months before (13) turned age (14).

Please let us know right away if:

• •

  (15) did not work all months in the year; or

• •

  (16) earnings were not evenly spaced throughout the year.

ERN026 – EFFECT OF THE BENEFICIARY'S PRIOR YEAR EARNINGS ON THE CURRENT FULL RETIREMENT AGE (FRA) YEAR BENEFITS

Based on (1) earnings of (2) last year, we expected (3) to earn over the earnings limit of (4) this year. Therefore, we withheld some of (5) benefits. However, if (6) (7) earned less than the earnings limit of (8), (9) due full benefits for all of this year.

Please contact us if you think (10) due Social Security payments for months before (11). You will have to give us an estimate of (12) earnings for the year. Read below to find out how to estimate earnings: