QUESTION PRESENTED
               You asked whether Hoosier Academies Virtual School (Hoosier Academies), a tuition-free
                  online public charter school located in Indianapolis, Indiana, may be considered an
                  educational institution (EI) for purposes of awarding child insurance benefits.
               
               For the reasons discussed below, we conclude that Hoosier Academies qualifies as an
                  EI for the purpose of awarding child insurance benefits. We further conclude that
                  claimant does not appear to meet the requirements for full-time attendance. [1]
               BACKGROUND 
               B~ is seeking child insurance benefits (CIB) due to her status as a full-time student
                  at Hoosier Academies.  With her application, the claimant submitted Form SSA-1372-BK
                  dated August 6, 2014 indicating that she was scheduled to attend Hoosier Academies
                  full-time (25 hours per week) since August 2014, and that she expected to graduate
                  in May 2015.  The SSA-1372-BK was certified by Hoosier Academies Academic Administrator
                  C~ on August 6, 2014. 
               
               Hoosier Academies is a tuition-free public virtual charter school authorized by Ball
                  State University, Office of Charter Schools.  As a public school, Hoosier Academies
                  has the same structure, administrative support, oversight, accountability, and state
                  testing requirements of all other Indiana public schools. See Hoosier Academies website,
                  Who We Are (available at www.k12.com/ha/who-we-are (last visited October 21, 2014)). 
               
               DISCUSSION
               The Social Security Act (Act) provides for the payment of CIB to certain children
                  of individuals who are entitled to old-age or disability insurance benefits or who
                  died as fully or currently insured individuals. See Section 202(d)(1) of Act. As relevant here, to qualify for student benefits, a claimant
                  must be at least 18 years old but under age 19 and a full-time elementary or secondary
                  school student. See Section 202(d)(1)(B) of the Act; 20 C.F.R. § 404.350(1)(5). If the claimant is not
                  under a disability, benefits terminate when he turns 19 years old, regardless of his
                  educational status. See Section 202(d)(1)(F)(ii) of the Act.
               
               “Elementary or secondary school” is defined as “a school which provides elementary
                  or secondary education, respectively, as determined under the law of the State or
                  other jurisdiction in which it is located.” Section 202(d)(7)(C)(i) of the Act; see
                  also 20 C.F.R. § 404.367(a). The POMS refers to such a school as an “educational institution.”
                  See POMS RS 00205.200A. Under the POMS, it is generally assumed that American public schools are EIs, absent
                  evidence to the contrary; a non-public school cannot be assumed to be an EI. See POMS RS 00205.250B. It does not matter if the school is online, so long as the school meets state law
                  requirements. See POMS RS 00205.295.
               
               POMS RS 00205.295 sets forth agency policy with respect to online schools. It defines an online school
                  as “one that offers Internet-based courses to students.” POMS RS 00205.295A. A child attending an online school may be a full-time student if: (1) the student
                  meets the standards for full-time attendance as defined in RS 00205.300, and (2) the online school operates in accordance with the law of the state in which
                  the online school is located. See POMS RS 00205.295B. The Act defines “full-time elementary or secondary school student” as an individual
                  who is in full-time attendance at an elementary or secondary school, as determined
                  by the Commissioner of Social Security by regulation. See Section 202(d)(7)(a) of
                  the Act; see also 20 C.F.R. §404.367.
               
               Hoosier Academies Qualifies as an Educational Institution
               As noted above, to be considered an educational institution, a school must provide
                  elementary or secondary school education as determined under the law of the state
                  or other jurisdiction in which it is located. See Section 202(d)(7)(C)(i) of the Act; 20 C.F.R. § 404.367(a); POMS RS 00205.200A. Hoosier Academies is based in Indiana. To determine whether Hoosier Academies qualifies
                  as an EI, we must examine Indiana law.
               
               Under Indiana law, a “charter school” means a public elementary or secondary school
                  established under Article 24 of the Indiana Code that (1) is nonsectarian and nonreligious;
                  and (2) operates under a charter. I.C. § 20-24-1-4 (2011) (emphasis added). A “virtual
                  charter school” means any charter school, including a conversion charter school, that
                  provides for the delivery of more than fifty percent of instruction to students through:
                  (1) virtual distance learning; (2) online technologies; or (3) computer based instruction.
                  I.C. § 20-24-7-13 (2013).
               
               Charter schools must be open to any student who resides in Indiana and may not establish
                  admission policies or limit student admissions in any manner in which a public school
                  is not permitted to establish admission policies or limit student admissions. I.C.
                  § 20-24-5. Further, although charter schools may receive private donations, they are
                  public schools that receive federal and state funding to cover operating costs. I.C.
                  § 20-24-7; I.C. § 20-24-7-13 (2013); see also Indiana Charter School Board, For Families and Communities, Charter School FAQs (available
                  at www.in.gov/icsb/2447.htm (last visited on October 22, 2014).
               
               Given that Hoosier Academies is a charter school, and therefore a public school according
                  to I.C. § 20-24-1-4 (2011), we must examine we assume it is an EI unless there is
                  any evidence to the contrary. See POMS RS 00205.250B. In this case, there is no evidence contrary to Hoosier Academies’ presumed nature
                  as an EI.
               
               As a charter school authorized by Ball State University (Ball State), Hoosier Academies
                  went through Ball State’s rigorous application process to ensure that the school met
                  high standards of quality public education. This process includes interviews with
                  school organizers, and possible public meetings and additional evaluations. Ultimately,
                  the president of Ball State decides whether to offer a school a charter. Once Hoosier
                  Academies received its charter from Ball State, it underwent annual reviews including
                  site visits to monitor compliance with Ball State requirements and charter school
                  law. See Ball State’s Office of Charter Schools Brochure (available at http://cms.bsu.edu/-/media/WWW/DepartmentalContent/CharterSchool/PDF/Brochure09.pdf) (last visited October 22, 2014).
               
               Further, since Hoosier Academies is a public school in Indiana, it has the same attendance
                  requirements as other Indiana public schools, all students must participate in testing
                  mandated by the state of Indiana, and graduates earn a diploma. See Hoosier Academies FAQ (available at www.k12.com/ha/faqs/general) (last visited October
                  22, 2014).
               
               Additionally, Hoosier Academies is included on the Indiana Department of Education’s
                  list of public schools for the 2013-2014 school year.  See Indiana Department of Education’s School and Corporation Data Reports, General School
                  Information, 2013-14 Indiana School Directory, Updated May 2014 (available at www.doe.in.gov/accountability/find-school-and-corporation-data-reports)
                  (last visited October 22, 2014). Hoosier Academies is also included on Ball State’s
                  list of Charter Schools Authorized by Ball State University, which was last updated
                  in July 2014. See Ball State’s Office of Charter School’s Charter Schools Authorized by Ball State University
                  (available at http://cms.bsu.edu/academics/collegesanddepartments/teachers/schools/charter/charterschool/charterschools) (last visited October 22, 2014).
               
               The information available on websites for Hoosier Academies, Ball State’s Office of
                  Charter Schools, and the Indiana Department of Education, demonstrates that Hoosier
                  Academies is a public charter school as determined under Indiana law and meets the
                  requirements for an EI.
               
               CONCLUSION 
               For the reasons discussed above, we find that Hoosier Academies qualifies as an EI. In
                  addition, we find that the claimant does not appear to meet both the federal and state
                  attendance requirements. 
               
               Kathryn Caldwell
               Acting Regional Chief Counsel,Region V
               By: _________ 
               Emily S. Cohn
               Assistant Regional Counsel