An ATP benefit is payable at full retirement age to anyone who has contributed to
                        the ATP program. (Full retirement age for people born July 1, 1939 to January 1, 1959
                        is age 65. Full retirement age increases gradually until it reaches age 67 for people
                        born June 30, 1960 or later.)
                     
                     NOTE: Wage earners in Denmark ages 16 to 65 with more than 9 hours of paid work per week
                        pay ATP contributions (or those making voluntary contributions – GN 01747.015B. and GN 01747.015C.).