When a NH does not have enough U.S. coverage to meet fully insured status, but the
NH has at least six QCs, field office (FO) technicians must take an initial claim
to process the insured status denial. The initial denial automatically generates a
notice to inform the applicant that he or she does not meet the insured status requirement
based on U.S. coverage alone, and that we will request the applicant’s Icelandic earnings
record.
For more information about processing Totalization insured status notices for claims
for U.S. benefits, see GN 01702.315 through GN 01702.325.