When a NH does not have enough U.S. coverage to meet fully insured status, but the
                  NH has at least six QCs, field office (FO) technicians must take an initial claim
                  to process the insured status denial. The initial denial automatically generates a
                  notice to inform the applicant that he or she does not meet the insured status requirement
                  based on U.S. coverage alone, and that we will request the applicant's Slovenian earnings
                  record.