A payment for an account in Canada that does not arrive at the endpoint of the Financial
Institution (FI) may have been rejected and returned by the processor bank.
Before sending any payments to the endpoint FIs, the processor bank for Canada matches
SSA's payment files (one for Canadian dollar accounts and one for U.S. dollar accounts)
against a file of bank routing numbers and depositor account number formats provided
by the FIs.
If a payment contains an invalid bank number, an invalid depositor account number
(DAN), or a DAN for the wrong currency, the processor bank removes the payment from
the file, returns the payment to the Federal Reserve Bank of Kansas City (FRBKC),
and sends FRBKC a reject listing. FRBKC sends an email to the Office of Earnings and
International Operations (OEIO) and to the Office of Payment and Recovery Policy (OPRP).
After the scheduled payment date, FRBKC returns the payment to SSA.