Effective Dates: 11/14/2023 - Present Previous | Next

TN 97 (11-23)

RS 00605.910 Family Maximum Chart

This chart can be used when a family maximum is needed for (1) a retirement or survivor claim or (2) a disability claim with entitlement prior to July 1980. It is based on a PIA computed using an eligibility year of 1979 or later. It reduces the number of calculations to one. This chart is updated annually to reflect new bend points. The maximum derived is the maximum in the first year of eligibility, prior to any applicable COLAs. Refer to RS 00615.742 for rules on computing a maximum for a disability claim with entitlement after June 1980.

To use this chart, first find the section for the applicable eligibility year. Then find the row within that section which corresponds to the amount of the PIA and perform the calculation to the right.

Year PIA Calculations of Maximum
1979 Up through 230.00 150 percent of PIA
230.10 - 332.00 345.00 plus 272% of excess of 230
332.10 - 433.00 622.44 plus 134% of excess of 332
433.10 or higher 757.78 plus 175% of excess of 433
1980 Up through 248.00 150 percent of PIA
248.10 - 358.00 372.00 plus 272% of excess of 248
358.10 - 467.00 671.20 plus 134% of excess of 358
467.10 or higher 817.26 plus 175% of excess of 467
1981 Up through 270.00 150 percent of PIA
270.10 - 390.00 405.00 plus 272% of excess of 270
390.10 - 508.00 731.40 plus 134% of excess of 390
508.10 or higher 899.52 plus 175% of excess of 508
1982 Up through 294.00 150 percent of PIA
294.10 - 425.00 441.00 plus 272% of excess of 294
425.10 - 554.00 797.32 plus 134% of excess of 425
554.10 or higher 970.18 plus 175% of excess of 554
1983 Up through 324.00 150 percent of PIA
324.10 - 468.00 486.00 plus 272% of excess of 324
468.10 - 610.00 877.68 plus 134% of excess of 468
610.10 or higher 1067.96 plus 175% of excess of 610
1984 Up through 342.00 150 percent of PIA
342.10 - 493.00 513.00 plus 272% of excess of 342
493.10 - 643.00 923.72 plus 134% of excess of 493
643.10 or higher 1124.72 plus 175 of excess of 643
1985 Up through 358.00 150 percent of PIA
358.10 - 517.00 537.00 plus 272% of excess of 358
517.10 - 675.00 969.48 plus 134% of excess of 517
675.10 or higher 1181.20 plus 175% of excess of 675
1986 Up through 379.00 150 percent of PIA
379.10 - 548.00 568.50 plus 272% of excess of 379
548.10 - 714.00 1028.18 plus 134% of excess of 548
714.10 or higher 1250.62 plus 175% of excess of 714
1987 Up through 396.00 150 percent of PIA
396.10 - 571.00 594.00 plus 272% of excess of 396
571.10 - 745.00 1070.00 plus 134% of excess of 571
745.10 - or higher 1303.16 plus 175% of excess of 745
1988 Up through 407.00 150 percent of PIA
407.10 - 588.00 610.50 plus 272% of excess of 407
588.10 - 767.00 1102.82 plus 134% of excess of 588
767.10 or higher 1342.68 plus 175% of excess of 767
1989 Up through 433.00 150 percent of PIA
433.10 - 626.00 649.50 plus 272% of excess of 433
626.10 - 816.00 1174.46 plus 134% of excess of 626
816.10 or higher 1429.06 plus 175% of excess of 816
1990 Up through 455.00 150 percent of PIA
455.10 - 656.00 682.50 plus 272% of excess of 455
656.10 - 856.00 1229.22 plus 134% of excess of 656
856.10 or higher 1497.22 plus 175% of excess of 856
1991 Up through 473.00 150 percent of PIA
473.10 - 682.00 709.50 plus 272% of excess of 473
682.10 - 890.00 1277.98 plus 134% of excess of 682
890.10 or higher 1556.70 plus 175% of excess of 890
1992 Up through 495.00 150 percent of PIA
495.10 - 714.00 742.50 plus 272% of excess of 495
714.10 - 931.00 1338.18 plus 134% of excess of 714
931.10 or higher 1628.96 plus 175% of excess of 931
1993 Up through 513.00 150 percent of PIA
513.10 - 740.00 769.50 plus 272% of excess of 513
740.10 - 966.00 1386.94 plus 134% of excess of 740
966.10 or higher 1689.78 plus 175% of excess of 966
1994 Up through 539.00 150 percent of PIA
539.10 - 779.00 808.50 plus 272% of excess of 539
779.10 - 1016.00 1461.30 plus 134% of excess of 779
1016.10 or higher 1778.88 plus 175% of excess of 1016
1995 Up through 544.00 150 percent of PIA
544.10 - 785.00 816.00 plus 272% of excess of 544
785.10 - 1024.00 1471.52 plus 134% of excess of 785
1024.10 or higher 1791.78 plus 175% of excess of 1024
1996 Up through 559.00 150 percent of PIA
559.10 - 806.00 838.50 plus 272% of excess of 559
806.10 - 1052.00 1510.34 plus 134% of excess of 806
1052.10 or higher 1839.98 plus 175% of excess of 1052
1997 Up through 581.00 150 percent of PIA
581.10 - 839.00 871.50 plus 272% of excess of 581
839.10 - 1094.00 1573.26 plus 134% of excess of 839
1094.10 or higher 1914.96 plus 175% of excess of 1094
1998 Up through 609.00 150 percent of PIA
609.10 - 880.00 913.50 plus 272% of excess of 609
880.10 - 1147.00 1650.62 plus 134% of excess of 880
1147.10 or higher 2008.40 plus 175% of excess of 1147
1999 Up through 645.00 150 percent of PIA
645.10 - 931.00 967.50 plus 272% of excess of 645
931.10 - 1,214.00 1,745.42 plus 134% of excess of 931
1,214.00 or higher 2,124.64 plus 175% of excess of 1,214
2000 Up through 679.00 150% of PIA
679.10 - 980.00 1,018.50 plus 272% of excess of 679
980.10 - 1,278.00 1,837.22 plus 134% of excess of 980
1,278.10 or higher 2,236.54 plus 175% of excess of 1,278
2001    Up through 717.00 150% of PIA
  717.10 - 1,034.00 1,075.50 plus 272% of excess of 717
1,034.10 - 1,349.00 1,937.74 plus 134% of excess of 1,034
1,349.10 or higher 2,359.84 plus 175% of excess of 1,349
2002 Up through 756.00 150% of PIA
  756.10 - 1,092.00 1,134.00 plus 272% of excess of 756
1,092.10 - 1,424.00 2,047.92 plus 134% of excess of 1,092
1,424.10 or higher 2,492.80 plus 175% of excess of 1,424
2003 Up through 774.00 150% of PIA
774.10 - 1,118.00 1,161.00 plus 272% of excess of 774
1,118.10 - 1,458.00 2,096.68 plus 134% of excess of 1,118
1,458.10 or higher 2,552.28 plus 175% of excess of 1,458
2004 Up through 782.000 150% of PIA
782.10 - 1,129.00 1,173.00 plus 272% of excess of 782
1,129.10 - 1,472.00 2,116.84 plus 134% of excess of 1,129
1,472.10 or higher 2,576.46 plus 175% of excess of 1,472
2005 Up through 801.00 150% of PIA
801.10 - 1,156.00 1,201.50 plus 272% of excess of 801
1,156.10 - 1,508.00 2,167.10 plus 134% of excess of 1,156
1,508.10 or higher 2,638.78 plus 175% of excess of 1,508
2006 Up through 838.00 150% of PIA
838.10 - 1,210.00 1,257.00 plus 272% of excess of 838
1,210.10 - 1,578.00 2,268.84 plus 134% of excess of 1,210
1,578.10 or higher 2,761.96 plus 175% of excess of 1,578
2007 Up through 869.00 150% of PIA
869.10 - 1,255.00 1,303.50 plus 272% of excess of 869
1,255.10 - 1,636.00 2,353.42 plus 134% of excess of 1,255
1,636.10 or higher 2,863.96 plus 175% of excess of 1,636
2008 Up through 909.00 150% of PIA
909.10 - 1,312.00 1,363.50 plus 272% of excess of 909
1,312.10 - 1,711.00 2,459.66 plus 134% of excess of 1,312
1,711.10 or higher 2,994.32 plus 175% of excess of 1,711
2009 Up through 950.00 150% of PIA
950.10 - 1,372.00 1,425.00 plus 272% of excess of 950
1,372.10 - 1,789.00 2,572.84 plus 134% of excess of 1,372
1,789.10 or higher 3,131.62 plus 175% of excess of 1,789
2010 Up through 972.00 150% of PIA
972.10 - 1,403.00 1,458.00 plus 272% of excess of 972
1,403.10 - 1,830.00 2,630.32 plus 134% of excess of 1,403
1,830.10 or higher 3,202.50 plus 175% of excess of 1,830
2011 Up through 957.00 150% of PIA
957.10 - 1,382.00 1,435.50 plus 272% of excess of 957
1,382.10 - 1,803.00 2,591.50 plus 134% of excess of 1,382
1,803.10 or higher 3,155.64 plus 175% of excess of 1,803
2012 Up through 980.00 150% of PIA
980.10 - 1,415.00 1,470.00 plus 272% of excess of 980
1,415.10 - 1,845.00 2,653.20 plus 134% of excess of 1,415
1,845.10 or higher 3,229.40 plus 175% of excess of 1,845
2013 Up through 1,011.00 150% of PIA
1,011.10 - 1,459.00 1,516.50 plus 272% of excess of 1,011
1,459.10 - 1,903.10 2,735.06 plus 134% of excess of 1,459
1,903.10 or higher 3,330.02 plus 175% of excess of 1,903
2014 Up through 1,042.00 150% of PIA
1,042.10 - 1,505.00 1,563.00 plus 272% of excess of 1,,042
1,505.10 - 1,962.00 2,822.36 plus 134% of excess of 1,505
1,962.10 or higher 3,434.74 plus 175% of excess of 1,962
2015 Up through 1,056.00 150% of PIA
1,056.10 - 1,524.00 1,584.00 plus 272% of excess of 1,056
1,524.10 - 1,987.00 2,856.96 plus 134% of excess of 1,524
1,987.10 or higher 3,477.38 plus 175% of excess of 1,987
2016 Up through 1,093.00 150% of PIA
1,093.10 — 1,578.00 1,639.50 plus 272% of excess of 1,093
1,578.10 — 2,058.00 2,958.70 plus 134% of excess of 1,578
2058.10 or higher 3,601.90 plus 175% of excess of 2,058
2017 Up through 1,131.00 150% of PIA
1,131.10 — 1,633.00 1,696.50 plus 272% of excess of 1,131
1,63310 — 2,130.00 3,061.94 plus 134% of excess of 1,633
2,130.10 or higher 3,727.92 plus 175% of excess of 2,130
2018 Up through 1,144.00 150% of PIA
1,144.10 1,651.00 1,716.00 plus 272% of excess of 1,144
1,651.10 - 2,154.00 3,095.04 plus 134 % of excess of 1,651
2,154.10 or higher 3,769.06 plus 175% of excess of 2,154
2019 Up through 1,184 150% of PIA
1,184.10 - 1,708.00 1,776.00 plus 272% of excess of 1,184
1,708.10 - 2,228.00 3,201.28 plus 134% of excess of 1,708
2,228.10 - or higher 3,898.08 plus 175% of excess of 2,228
2020 Up through 1,226 150% of PIA
1,226.10 - 1,770 1,839 plus 272% of excess of 1,226
1,770.10 - 2,309 3,318.68 plus 134% of excess of 1,770
2,309.10 or higher 4,040.94 plus 175% of excess of 2,309
2021 Up through 1,272 150% of PIA
1,272.10 - 1,837 1,908 plus 272% of excess of 1,272
1,837.10 - 2,395 3,444.80 plus 134% of excess of 1,837
2,395.10 or higher 4,192.52 plus 175% of excess of 2,395
2022 Up through 1,308 150% of PIA
​ 1,308.10 - 1,889 1,962 plus 272% of excess of 1,308
​ 1,889.10 - 2,463 3,542.32 plus 134% of excess of 1,889
​ 2,463.10 or higher 4,311.48 plus 175% of excess of 2,463
2023 Up through 1,425 150% of PIA
​ 1,425.10 - 2,056 2,137.50 plus 272% of excess of 1,425
​ 2,056.10 - 2,682 3853.82 plus 134% of excess of 2056
​ 2,682.10 or higher 4,692.66 plus 175% of excess of 2,682
2024 Up through 1,500 150 % of PIA
1500.10 - 2166 2,250 plus 272% of excess of 1,500
2166.10 - 2825 4,061.52 plus 134% of excess of 2166
2825.10 or higher 4944.58 plus 175% of excess of 2825
To Link to this section - Use this URL:
http://policy.ssa.gov/poms.nsf/lnx/0300605910
RS 00605.910 - Family Maximum Chart - 11/14/2023
Batch run: 11/14/2023
Rev:11/14/2023