EXAMPLE 1: Basic example same household
A widow and three children are entitled in January to original benefits of $159.90
based on a primary insurance amount (PIA) of $213.10. The family maximum is $396,
and the adjusted rate for each beneficiary is $99. BIC C3 works for wages over the
monthly exempt amount in all months of the year, requiring deductions of $555. Charge
C3's excess earnings against their own adjusted benefits for January - May and against
$60 of their own benefits for June.
EXAMPLE 2: Worker in Separate Household with Other Auxiliaries or Survivors
Using the facts in the basic example, if the worker (C3) is in the household with
C2, and, E and C1 are in a separate household, compute benefits for January-June as
follows:
Jan - May
|
Benefit Amount
|
E
|
$99
|
C3
|
$0
|
C2
|
$132
|
C1
|
$99
|
C2 can receive the extra $33 per month immediately because C3 is in the same household.
E and C1 will receive the extra $33 per month only when the deductions become permanent.
June
|
Benefit Amount
|
E
|
$ 99
|
C3
|
$ 39
|
C2
|
$119
|
C1
|
$ 99
|
C2 can receive the extra $20 for June immediately because C3 is in the same household.
E and C1 will receive the extra $20 for June only when the deductions become permanent.