EXAMPLE 1:
NH only entitled, PIA 550.00, 80% ACE 625.00
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Applicable limit is 625.00, the 80% ACE
EXAMPLE 2:
NH entitled along with two children, PIA 550.00, MAX 675.30, 80% ACE 650.40
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TFB = total of MBAs: 550.00 (NH) + 62.60 (C1) + 62.60 (C2) = 675.20
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Applicable limit is 675.20, the TFB.